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Planned retention

Risk-taking is a calculated decision to accept a known level of uncertainty. It is a conscious and deliberate action that acknowledges the potential for loss or failure. In the world of finance, risk-taking is a crucial aspect as it allows individuals and businesses to make informed choices in pursuit of their goals. By understanding the implications of risk, one can leverage it to their advantage and achieve success in the ever-changing financial landscape. Let us explore the concept of risk-taking and its significance in the realm of finance.

Large-loss principle

When it comes to purchasing insurance, it is important to prioritize your coverage for serious loss exposures over less serious ones. This rule ensures that you are adequate...

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Retrospective rating

Risk premium adjustment, a technique allowing for the adjustment of the ultimate premium for a risk, with a predetermined upper and lower limit based on the real loss experi...

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Human life value

Imagine a scenario where a person receives a sum of money, but they want to make sure it lasts them for the rest of their working life. How can they do this? By breaking dow...

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Pollution insurance

In the world of finance, there are important policies that cover potential property loss and liability due to pollution-related damages. These policies are specifically desig...

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