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Planned retention

Risk-taking is a calculated decision to accept a known level of uncertainty. It is a conscious and deliberate action that acknowledges the potential for loss or failure. In the world of finance, risk-taking is a crucial aspect as it allows individuals and businesses to make informed choices in pursuit of their goals. By understanding the implications of risk, one can leverage it to their advantage and achieve success in the ever-changing financial landscape. Let us explore the concept of risk-taking and its significance in the realm of finance.

Reciprocal

A mutual insurance company is a type of insurer that is owned by its policy-holders. This means that the individuals who have insurance policies with the company are also sh...

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Rider

An addendum, also known as an attachment, is a crucial element of an insurance policy that modifies its coverage or terms. This document is often overlooked but holds great i...

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Risk transfer

In the world of finance, there exists a risk management technique known as risk transfer. This involves one party, known as the transferor, paying another party, known as th...

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Contestable Clause

A key aspect of an insurance policy is the provision outlining the circumstances in which the insurer can challenge or invalidate the policy. This condition, known as a con...

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