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Partial disability

A condition that hinders a person's capacity to fulfill key responsibilities of their job, while not resulting in complete termination of employment. This can include physical or mental impairments that limit their work performance. Such cases may require accommodations or modifications to allow the individual to continue working to the best of their abilities.

Third-party Owner

In the world of finance, it is important to understand the distinction between a policy owner and a prospective insured. While these terms may seem interchangeable, they hol...

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Mortgage clause

In insurance contracts, there exists a clause which grants the mortgagor of a property the first right of recovery. This essentially means that in the event of a claim, the ...

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Income tax Liability

Income tax is a direct tax that individuals are required to pay based on their income for a given fiscal year. This tax is governed by the Income Tax Act of 1962 and is an i...

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Provisions

Insurance policies contain statements that outline the various aspects of the insurance agreement, including the benefits, terms, and additional details. These statements se...

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