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Partial disability

A condition that hinders a person's capacity to fulfill key responsibilities of their job, while not resulting in complete termination of employment. This can include physical or mental impairments that limit their work performance. Such cases may require accommodations or modifications to allow the individual to continue working to the best of their abilities.

Reinsurance

Reinsurance is a risk management strategy where a primary insurer transfers risk to a reinsurer. This allows the primary insurer, also known as the ceding company, to protec...

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Medical

In the world of finance, it is important to understand the concept of a medical evidence document. This document, completed by a physician or approved examiner, serves as pr...

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Date of commencement

The commencement date refers to the starting point of a policy's coverage, which occurs once the insurer has accepted the risk. This is a crucial aspect in the insurance wor...

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Promissory warranty

This is known as a guarantee. A guarantee is a contractual agreement that guarantees the truthfulness of a condition, fact, or circumstance throughout the duration of the c...

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