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Obligee

In bond terminology, the obligee is the individual or entity who will be compensated in the event of a loss caused by the obligor's failure. This term is crucial to understanding the risk and liability involved in bond agreements. It is the obligee's financial security that is at stake, making it imperative for them to thoroughly assess the obligor's ability to fulfill their obligations. Essentially, the obligee holds a position of power and trust in the bond agreement, and their protection is of utmost importance.

Robbery

The acquisition of property through force, the threat of force, or violence is known as theft. This illegal act involves taking possession of another person's property witho...

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Evidence of Insurability

Insurance companies consider various factors when determining whether to accept an applicant for insurance. These include the individual's physical condition and occupation....

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Property/casualty insurance

In the vast world of insurance, there are two main sectors: property/casualty and life/health. Today, let's focus on property/casualty insurance, also known as non-life or g...

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Chance of loss

Loss frequency refers to the likelihood of a loss occurring in the long term. It can be measured by comparing the number of expected losses to the total number of potential ...

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