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A Lloyd's member is an individual who invests in and underwrites risks through a Lloyd's association. In simpler terms, they are both an investor and an underwriter. This means that they contribute capital towards insuring potential risks and also have the authority to accept or decline insurance policies. In the world of finance, a Lloyd's member plays a crucial role in the insurance industry, utilizing their knowledge and expertise to make informed decisions.

Ceding company

In the world of finance, we often come across the term "insurer". This refers to a primary insurer, who assumes a portion of risk under the insurance policies they have acce...

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Primary

In the world of finance, there exists a concept known as "primary coverage," which refers to policies that have the responsibility to pay up to their limits before any other...

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Civil law

In the realm of finance, there exists a concept known as civil wrongs, which pertains to legal actions taken against individuals or organizations for harm caused. One such e...

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Insurance companies incur various expenses in order to operate and provide coverage to their customers. These expenses, known as overhead or administrative expenses, are nec...

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