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A Lloyd's member is an individual who invests in and underwrites risks through a Lloyd's association. In simpler terms, they are both an investor and an underwriter. This means that they contribute capital towards insuring potential risks and also have the authority to accept or decline insurance policies. In the world of finance, a Lloyd's member plays a crucial role in the insurance industry, utilizing their knowledge and expertise to make informed decisions.

Fidelity bond

One crucial aspect of managing finances is having a clear understanding of insurance terminology. In particular, the concept of fidelity insurance is highly relevant for bus...

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Common disaster clause

Life insurance policies often include a clause known as the "common disaster provision". This provision specifies what will happen to the life insurance proceeds if the name...

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Earnings form

A crucial aspect of commercial property insurance is coinsurance coverage, which refers to the percentage of the property's total value that must be insured. In particular, ...

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Fiduciary bond

A surety bond, also known as a probate bond, is a form of security that is mandatory for fiduciaries, including executors and trustees. This bond serves as a guarantee for t...

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