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Insurance

Insurance is a crucial financial tool that provides protection for individuals and their loved ones. It is a contractual agreement where an individual pays a premium in exchange for the promise of financial assistance in case of death. This financial assistance can be in the form of a lump sum or regular payments to the designated beneficiaries. Insurance not only offers peace of mind, but also serves as a safety net in times of uncertainty.

Variable annuity

An annuity is a financial product that can vary in value depending on the performance of the underlying investments. This means that the value of the annuity can go up or do...

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Catastrophe bonds

In finance, there exists a type of security known as risk-based securities. These securities offer high interest rates and serve as a form of reinsurance for insurance compan...

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Pure risk

In the world of finance, we often come across the term 'uncertainty' which refers to the unknown possibility of experiencing a loss. This concept can be quite complex to und...

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Excess of loss reinsurance

A fruitful collaboration between an insurer and a reinsurer, where the insurer undertakes to cover a certain portion of a claim and the reinsurer to cover all or a partial a...

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