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Insurance

Contingent liability

The concept of vicarious liability refers to the legal responsibility of individuals, corporations, or partnerships for accidents caused by individuals who are not their employees. This means that the corporations or partnerships can be held accountable for the actions or omissions of individuals who are under their control. It is important for businesses to understand this concept as it can have significant financial implications. Let's dive deeper into the details of vicarious liability and its impact on the world of finance.

Graded Premium Policy

This particular type of whole life policy caters to individuals seeking a higher level of life coverage but are unable to afford it at the moment. It involves paying a low...

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Will

Estate planning is a crucial aspect of financial management, allowing individuals to ensure the smooth transfer of their assets upon their death. One method commonly used is...

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Contestable Clause

A key aspect of an insurance policy is the provision outlining the circumstances in which the insurer can challenge or invalidate the policy. This condition, known as a con...

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War hazard exclusion

Insurance coverage for death caused by war or hostile action is not included in this policy. This means that if a person dies as a result of these circumstances, their loved...

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