Punjab National Bank (PNB) has released its consolidated financial results for the quarter and year ending March 31, 2026.
The bank's performance reflects a mixed outcome with variations in income and profit metrics.
In the March 2026 quarter, PNB's total income stood at ₹36,878.02 crore, marking a 1.1% decline compared to ₹37,299.02 crore in the same quarter of the previous year.
This also represents a 2.7% decrease from ₹37,902.66 crore in the December 2025 quarter.
Despite the dip in total income, the bank's net profit (PAT) saw a significant increase of 12.5% year-on-year, reaching ₹5,225.12 crore, up from ₹4,642.87 crore a year ago.
Quarter-on-quarter, the net profit rose by 0.7% from ₹5,189.79 crore in December 2025.
For the fiscal year 2026, PNB reported a total income of ₹1,49,463.30 crore, reflecting a 6.4% increase from ₹1,40,456.81 crore in the previous fiscal year.
However, the net profit for FY26 experienced a slight decline of 2.0%, amounting to ₹17,095.77 crore compared to ₹17,439.63 crore in FY25.
The decrease in total income during the March 2026 quarter indicates challenges in revenue generation, yet the bank managed to enhance its profitability.
The annual figures show a robust growth in total income, although the net profit faced a marginal drop. This suggests that while the bank is expanding its income base, it is also encountering pressures that affect its overall profitability.
Read More: PNB Housing Targets ₹1 Lakh Crore AUM, Bets Big on Affordable Segment for Growth!
As of May 05, 2026, at 1:13 PM, Punjab National Bank share price on NSE was trading at ₹108.00 down by 0.63% from the previous closing price.
Punjab National Bank's financial results for March 2026 reveal a complex picture of growth and challenges. The quarterly and annual data highlight the bank's ability to increase profitability despite fluctuations in income. The overall performance underscores the dynamic nature of the banking sector.
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Published on: May 5, 2026, 2:55 PM IST
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