Go Digit Share Price in Focus; 49% Jump in PBT in FY26 Results

Go Digit reported a robust financial performance for Q4 FY26 and the full financial year, with profit before tax (PBT) rising 49% year-on-year. Q4 PBT stood at ₹173 crore, while full-year PBT reached ₹632 crore, reflecting consistent growth momentum.

Gross Written Premium (GWP) for Q4 FY26 increased to ₹2,736 crore from ₹2,576 crore in Q4 FY25, marking a 6.2% growth. Gross Direct Premium (GDP) saw stronger growth, rising 21.3% to ₹2,402 crore in Q4 FY26. Net earned premium also improved, supporting overall profitability.

Profitability and Operational Efficiency

Under IndAS reporting, profit before tax (including DAC) for Q4 FY26 stood at ₹239 crore, up 68.3% from ₹142 crore in the same quarter last year. Profit after tax increased 68.9% to ₹179 crore.

The combined ratio, a key indicator of underwriting efficiency, remained stable. It stood at 105.8% (with DAC) compared to 106.8% in Q4 FY25, while the ratio excluding DAC improved to 99.1% from 101.3%. This indicates better cost control and underwriting discipline.

Balance Sheet Strength and Solvency

The company maintained a strong solvency ratio of 2.42x as of March 31, 2026, higher than the regulatory requirement of 1.50x. This reflects a solid capital position and the ability to support future growth.

Assets under management (AUM) grew significantly to ₹22,922 crore, up from ₹19,703 crore a year earlier, registering a growth of 16.3%. This expansion highlights improved investment management and increased scale of operations.

Growth in Distribution and Business Expansion

Go Digit continued to expand its market presence through strong premium growth and diversified product offerings. The company’s focus on digital-first insurance solutions and customer-centric products has supported its growth across motor, health, and other insurance segments.

Its transparent and technology-driven approach has enabled efficient customer acquisition and retention, contributing to consistent business expansion.

Go Digit Share Price Today

On April 29, 2026, Go Digit share price opened at ₹319.95, touching the day’s high at ₹326.95, as of 12:06 PM on the NSE.

Also Read: SBI General Sets Ambitious 10% Private Insurance Market Share Goal Amid Pricing Pressures!

Conclusion

Go Digit’s FY26 performance reflects strong growth across profitability, premiums, and assets. With improved operational efficiency and a solid balance sheet, the company is well-positioned to sustain momentum and capture future opportunities in India’s expanding insurance market.

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