Poonawalla Fincorp Shares in Focus: Announced Fundraising Plan of ₹2,500 Crore via QIP

Poonawalla Fincorp shares rose over 2% on Friday, April 10, following the company’s announcement of a qualified institutional placement (QIP) to raise fresh capital.

Fundraising Plan via QIP

The fundraising plan is estimated at ₹2,500 crore, with the company retaining the flexibility to increase the size of the issue depending on demand. The indicative floor price has been set at ₹370.75 per share, which could lead to an equity dilution of up to 8.3% based on the base issue size.

The capital raised is expected to be deployed toward expanding assets under management, including growth in lending and financing operations, as well as for debt reduction and other general corporate requirements.

Poonawalla Fincorp Q3FY26 Earnings Highlights

For the quarter ended December 31, 2025, the company reported strong financial performance across key metrics, with Assets Under Management (AUM) rising to ₹55,017 crore, up 77.6% year-on-year and 15.3% sequentially. The portfolio mix remained balanced with a secured-to-unsecured ratio of 56:44. Net Interest Income, including fees and other income, grew 60.6% YoY to ₹1,080 crore, while Net Interest Margin improved to 8.62% in Q3FY26 from 8.40% in Q2FY26. 

Also Read: Capri Global Capital Launches ₹500 Crore NCD Issue: Offers Up to 9.5% Yield

Profitability also strengthened, with Profit before Provisions (PPoP) increasing 41.5% YoY to ₹528 crore and Profit After Tax (PAT) more than doubling to ₹150 crore from ₹74 crore in the previous quarter. Asset quality remained stable, with Gross NPA improving slightly to 1.51% from 1.59% and Net NPA marginally easing to 0.80% from 0.81%, reflecting steady underwriting discipline alongside robust growth.

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