PMAY 2.0 (Urban): Maharashtra Mandates Beneficiary Names Before Approving Higher-Priced EWS Projects

The Maharashtra Government has reportedly issued revised guidelines under Pradhan Mantri Awas Yojana (Urban) 2.0, introducing a pre-construction beneficiary linkage requirement for selected affordable housing projects, as per The Economic Times report.  

The condition applies where the sale price of Economically Weaker Section (EWS) units is more than 20% above the Annual Statement of Rates (ASR). The directive was notified on January 23, 2026. 

25% Attachment Threshold for EWS Units 

Affordable Housing in Partnership (AHP) and AHP-public private partnership (AHP-PPP) projects must secure beneficiary attachment for at least 25% of EWS units. For AHP projects, attachment must be completed before physical construction begins.  

For AHP-PPP projects, the requirement must be met before developers can access additional Floor Space Index (FSI) or other scheme benefits. The state government has clarified it will not bear responsibility for unsold or vacant units upon project completion. 

Findings from DPR Reviews 

The updated norms follow a review of Detailed Project Reports (DPRs) submitted under PMAY (Urban) 2.0. Authorities noted inconsistencies in EWS pricing, built-up area calculations and supporting documents.  

The revised framework is intended to align approvals with verified beneficiary demand and standardise project submissions. 

Programme Background and Coverage 

PMAY (Urban) was launched in 2015 and entered its second phase in September 2024, targeting housing for an additional one crore urban households.  

The scheme includes provisions for rental housing and public–private partnership models. The new rules are part of ongoing efforts to tighten oversight as project proposals increase. 

Additional Compliance Requirements 

Implementing agencies must submit key no-objection certificates for water supply, sewerage and electricity at the proposal stage. The State Level Appraisal Committee (SLAC) will oversee approvals and compliance under the revised process. 

Read More: PMAY 2.0 Lending: NHB Urges Housing Finance Companies to Pick Up the Pace! 

Conclusion 

The revised PMAY (Urban) 2.0 guidelines link project initiation and scheme benefits to confirmed beneficiary attachment and shift the risk of unsold units to implementing agencies. The measures seek to reduce reporting gaps and improve execution standards for affordable housing projects. 

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