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UTI Mutual Fund

AUM
₹3,95,058.76 cr.
No. of Schemes
259
AMC Age
23Yrs
UTI Asset Management Company is a leading AMC in India with a wide range of investment options for every individual. It is promoted by the SBI, LIC, PUTI Asset Management Company is a leading AMC in India with a wide range of investment options for every individual. It is promoted by the SBI, LIC, PNB and Bank of Baroda (BoB), and has a strong track record of performance.Read More

List of Top UTI Mutual Fund Schemes

Fund Name
NAV
Expenses Ratio
1y Return
3Y Returns
Risk
Fund Size (in Cr)

About UTI Mutual Fund

Mutual funds was introduced in India in 1963 with the formation of the Unit Trust of India. In 2003, two separate entities - SUUTI and UTI Mutual Funds or UTI MF emerged from the former Unit Trust of India. UTI Mutual Fund registered with the SEBI on February 1, 2003.

UTI was formed in 1963 under a Parliament Act and governed by the RBI. Until 1993, the Indian mutual funds’ space was dominated by public sector companies, with UTI Mutual Fund being a significant player in the domain.

UTI Mutual Fund has a long history as the most renowned mutual fund in India. They have nearly 11 million investors and 250 plus active mutual fund schemes in India. UTI engages 50,000 plus AMFI and NSFM-certified financial advisors to help investors invest in UTI MF. As of February 28, 2023, UTI Mutual Fund has assets under management of ~₹2,33,772 crore.

If one prefers, they can also invest in UTI AMC shares on the primary Indian exchanges. However, before investing, it is wise to follow the UTI AMC share price on your Angel One mobile app to plan the right entry into the market.

As a leading AMC, UTI has been a pathbreaker on many occasions. They were the first to offer a Unit Linked Insurance Plan or ULIP in 1971, with additional life and accidental insurance coverage. The UTI Wealth Builder Fund Combines equity investment with gold investment.

As an asset management company, UTI has a well-diversified portfolio with an extensive range of investment options to suit every individual. Besides mutual funds, they have diversified into Retirement Plans, Portfolio Management Solutions, International Banking, and Alternative Asset Management.

UTI Mutual Fund Key Information

The following are some of the key information regarding the UTI asset management company - 
Founding date February 01, 2003
AMC Incorporation date September 05, 1994
Headquarters in Mumbai
Name of the sponsors State Bank of India/Punjab National Bank/Bank of Baroda/ Life Insurance Corporation of India.
Trustee organisation UTI Trustee Co(P) Ltd.
MD and CEO Imtaiyazur Rehman
Compliance Officer Ms. Suruchi Wanare
Investor Service Officer Nanda Malai
Chief Investment Officer Mr Vetri Subramaniam

UTI Mutual Fund Managers

SK

Sharwan Kumar Goyal

Fund Manager since Aug 2023 (3 years)

ST

Sachin Trivedi

Fund Manager since Aug 2023 (3 years)

SP

Sunil Patil

Fund Manager since Aug 2023 (3 years)

VS

Vetri Subramaniam

Fund Manager since Aug 2023 (3 years)

AS

Abhisek Sonthalia

Fund Manager since Jul 2024 (2 years)

How to Invest in UTI Mutual Fund via Angel One?

Investing in UTI Mutual Funds is an easy and hassle-free process when done through your Angel One Demat account. Just take the following steps:

Step 1: Log in to your Angel One account with your mobile number and validate with OTP. At the next step, enter the MPIN.

Note: If you don’t have an Angel One, open a Demat in a matter of minutes by submitting the necessary documents.

Step 2: Find the most suited UTI MF based on your goals and risk profile. To do this, learn more about each fund offered by the AMC on the Angel One app. At this stage, consider the following to evaluate the funds:

  1. Find your desired fund or choose one from those listed by Angel One.
  2. Analyse the fund’s historical performance, sectoral and stock holdings, and tax incidence. Ascertain the estimated earnings on investment using the returns calculator.
  3. Understand the scheme’s level of risk and see if it aligns with your tolerance.
  4. Consider the fund’s ratings assigned by reputed rating agencies. Typically, mutual funds are rated from 1 to 5 based on various parameters like consistency, risk, returns, etc.
  5. Check the fund’s expense ratio to estimate the cost of investing in it.

Step 3:Once you have chosen the fund(s) for investing, open your Angel One account and go to the Mutual Funds section to select the fund on the page.

Mutual funds are long term investments, and you must make a careful choice. Things you must consider are:

  1. Lumpsum or SIP investment
  2. Amount you want to pay and preferred method of payment. UPI is the most desired option, but you can also opt for payment via Net Banking.
  3. If investing through SIP, you can also set a mandate for automatic debit.

Documents Required To Invest in UTI Mutual Fund

Investing in UTI Mutual Fund through Angel One offers you a streamlined and entirely digital KYC process, ensuring a hassle-free investment journey. To complete the KYC process, you'll need to furnish the following essential documents:

  1. PAN Card Details (Compulsory)
  2. Personal Information (Full Name, Mobile Number, Email Address)
  3. Address Proof (Aadhar Card is recommended, including both front and back sides)
  4. Bank Account Details, along with a canceled check if required
  5. Nominee details and FATCA Declarations

With Angel One, the KYC verification process is simplified, allowing you to swiftly and efficiently access UTI Mutual Funds, whether you're a new or returning investor. Achieving your financial goals is now more accessible through our user-friendly platform. Your KYC process will be completed in just 48-72 business hours, enabling you to commence your mutual fund journey promptly.

Top 10 UTI Mutual Fund to Invest

Scheme Category AUM (in ₹ Cr) 3-Yr Returns (%) 1-Yr Return (%)
UTI Transportation & Logistics Fund Equity 3,333.95 20.86 2.28
UTI Healthcare Fund Equity 1,150.43 20.09 15.64
UTI Large & Mid Cap Fund Equity 4,134.14 19.68 12.53
UTI Infrastructure Fund Equity 2,117.84 18.10 2.34
UTI Multi Asset Allocation Fund Hybrid 4,962.80 17.84 11.58
UTI Dividend Yield Fund Equity 3,959.48 16.94 11.15
UTI Value Fund Equity 9,605.67 16.79 13.96
UTI Small Cap Fund Equity 4,351.22 15.92 4.83
UTI Aggressive Hybrid Fund Hybrid 5,956.36 15.72 11.36
UTI Focused Fund Equity 2,563.25 15.05 8.43
  Note: All data is as of February 2025, and the selected funds have demonstrated the highest Compound Annual Growth Rate (CAGR) over the past 3 years.

1. UTI Transportation & Logistics Fund

The UTI Transportation & Logistics Fund is an open-ended equity scheme that primarily invests in companies engaged in the transportation and logistics sector, including those involved in the manufacture of automobiles, auto components, and related services.  The fund aims to capitalise on growth opportunities within this sector. The fund is managed by Sachin Trivedi and is benchmarked against the NIFTY Transportation & Logistics TRI. The fund has an exit load of 1% for redemptions made within 1 year from the date of allotment.

2. UTI Healthcare Fund

The UTI Healthcare Fund is an open-ended equity scheme investing predominantly in companies within the healthcare sector, including pharmaceuticals, hospitals, diagnostics, and medical equipment manufacturers. The fund seeks to achieve long-term capital appreciation by identifying growth opportunities in the healthcare industry.  The fund is managed by Kamal Gada and is benchmarked against the S&P BSE Healthcare TRI. The fund has an exit load of 1% for redemptions made within 1 year from the date of allotment.

3. UTI Large & Mid Cap Fund

The UTI Large & Mid Cap Fund is an open-ended equity scheme investing in both large-cap and mid-cap stocks, aiming to provide long-term capital appreciation by capturing growth opportunities across established and emerging companies.  The fund is managed by V. Srivatsa and is benchmarked against the NIFTY LargeMidcap 250 TRI. The fund has an exit load of 1% for redemptions made within 1 year from the date of allotment.

4. UTI Infrastructure Fund

The UTI Infrastructure Fund is an open-ended equity scheme that invests predominantly in companies engaged in infrastructure development, including sectors like energy, transportation, telecommunications, and utilities. The fund aims to benefit from the potential growth in infrastructure-related industries.  The fund is managed by Sachin Trivedi and is benchmarked against the NIFTY Infrastructure TRI. The fund has an exit load of 1% for redemptions made within 1 year from the date of allotment.

5. UTI Multi Asset Allocation Fund

The UTI Multi Asset Allocation Fund is an open-ended scheme investing in multiple asset classes, including equity, debt, and gold. The fund aims to provide long-term capital appreciation and income generation by diversifying investments across various asset classes.  The fund is managed by Sharwan Kumar Goyal, Jaydeep Bhowal, and Ayush Jain and is benchmarked against a composite index comprising NIFTY 50 (40%), CRISIL Short Term Bond Fund Index (25%), and Domestic Prices of Gold (25%). The fund has an exit load of 1% for redemptions made within 1 year from the date of allotment.

6. UTI Dividend Yield Fund

The UTI Dividend Yield Fund is an open-ended equity scheme that focuses on investing in companies with high dividend yields. The fund aims to provide long-term capital appreciation and income distribution by selecting stocks that offer attractive dividend payouts.  The fund is managed by Amit Premchandani and is benchmarked against the NIFTY Dividend Opportunities 50 TRI. The fund has an exit load of 1% for redemptions made within 1 year from the date of allotment.

7. UTI Value Fund

The UTI Value Fund is an open-ended equity scheme following a value investment strategy, aiming to identify and invest in undervalued companies with strong fundamentals. The fund seeks to provide long-term capital appreciation by investing in stocks trading at a discount to their intrinsic value.  The fund is managed by Amit Premchandani and is benchmarked against the NIFTY 500 Value 50 TRI. The fund has an exit load of 1% for redemptions made within 1 year from the date of allotment.

8. UTI Small Cap Fund

The UTI Small Cap Fund is an open-ended equity scheme predominantly investing in small-cap companies, aiming to achieve long-term capital appreciation by identifying potential growth opportunities in emerging businesses.  The fund is managed by Ankit Agarwal and Nitin Jain and is benchmarked against the NIFTY Smallcap 250 TRI. The fund has an exit load of 1% for redemptions made within 1 year from the date of allotment.

9. UTI Aggressive Hybrid Fund

The UTI Aggressive Hybrid Fund is an open-ended hybrid scheme investing predominantly in equity and equity-related instruments, with a smaller allocation to debt and money market instruments. The fund aims to provide long-term capital appreciation and income generation by maintaining a balanced approach to risk and return.  The fund is managed by V. Srivatsa and Sunil Patil and is benchmarked against the CRISIL Hybrid 35+65 Aggressive Index. The fund has an exit load of 1% for redemptions made within 1 year from the date of allotment.

10. UTI Focused Fund

The UTI Focused Fund is an open-ended equity scheme investing in a concentrated portfolio of up to 30 stocks across market capitalisations. The fund aims to generate long-term capital appreciation by focusing on high-conviction ideas with strong growth potential.  The fund is managed by Vishal Chopda and is benchmarked against the NIFTY 500 Total Return Index. The fund has an exit load of 1% for redemptions made within 1 year from the date of allotment.  

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UTI Mutual Fund FAQs

UTI Mutual Funds is one of the oldest mutual fund companies in India with an established track record. They offer some of the best UTI mutual funds in each category of debt funds and equity funds. Hence, UTIMF is one of the best asset management companies for investment.
You can start UTI Mutual Fund SIP online on the go. Invest through the Angel One app or web platform for a hassle-free investing experience. Doing this will allow you to track all your investments in one place. Alternatively, you can visit AMC’s official website to start a SIP online.
You can redeem your UTI Mutual Funds units Online in two ways - via AMC’s website and Angel One. For the latter route, head to the Mutual Funds section under the Angel One App or visit https://www.angelone.in/mutual-funds/.
Redemption of equity, debt, and conservative hybrid funds generally happens within 2-4 working days of the withdrawal initiation. The proceeds are transferred to your registered bank account. The proceeds of liquid funds take 1-2 working days to be deposited in your bank account.
Generally, an exit load and certain taxes are applicable on the redemption of funds. Therefore, the charges of UTI Mutual Funds depend on the type of scheme you want to sell.
You can do this by visiting https://www.angelone.in/mutual-funds or the Angel One App under the Mutual Funds section. Alternatively, you can visit AMC's official website.
Go to the Angel One app or website and check in the mutual funds section. You may also choose to visit the official website of AMC.
UTI Long Term Equity Fund (Tax Saving) Fund falls under the category of equity-linked savings scheme or ELSS that allows you to claim a tax deduction of up to ₹1.5 lakh under Section 80C every financial year from your taxable income.
To plan your finances more effectively, you can estimate the returns on your investment in the scheme of UTI Mutual Fund. The calculator on Angel One can help you. All you have to do is, enter your desired investment, expected rate of return, and duration. You will instantly get the estimated returns you can earn from investing in a UTI MF Scheme.
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