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SOLUTION ORIENTED•RETIREMENT FUND

Union Retirement Fund

3 Year return

17.59%
NAV on December 12, 2025
16.67
1D Returns
+0.12%
Launched on September 2022(3 years)

Investment Details

₹500
Minimum SIP Amount
₹1000
Minimum one time investment
Lock-in period: 5.0000 years

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
32.39%₹1,166
Total Value ₹4,766

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹190.64 Cr.
Expense Ratio
1.13% (inclusive of GST)
Exit Load
Nil

Ratings

ARQ Rating
0

Ratings by other agencies

Value Research
0
Crisil
0
Morning Star
0

Tax Implications

Withdrawal within 1 year:
20% tax on gains
Withdrawal after 1 year:
12.5% tax on gains above ₹1.25 lakh per financial year

Union Mutual Fund Manager

PD

Pratik Dharmshi

Fund Manager since Dec 2024

PV

Pratit Vajani

Fund Manager since Jul 2025

Fund House Details

Union Mutual Fund

Union Mutual Fund

Asset management company

AUM
₹23,798.76 Cr.
No. of Schemes
94
Setup Date
23rd March 2011

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
HDFC Retirement Savings Fund Equity18.4736%
5
Nippon India Retirement Fund Wealth Creation Scheme16.4593%
3.5
HDFC Retirement Savings Fund Hybrid Equity15.1757%
5

Schemes by Union Mutual Fund

List of mutual fund schemes by AMC

Funds
3 Years Returns
Union Mutual Fund logo

Equity . Sectoral / Thematic

Union Active Momentum Fund Direct Plan Growth
0%
Union Mutual Fund logo

Equity . Sectoral / Thematic

Union Active Momentum Fund Direct Plan IDCW Payout
0%
Union Mutual Fund logo

Equity . Sectoral / Thematic

Union Active Momentum Fund Direct Plan IDCW Reinvestment
0%
Union Mutual Fund logo

Hybrid . Aggressive Hybrid Fund

Union Aggressive Hybrid Fund Direct Plan Growth
13.4558%
Union Mutual Fund logo

Hybrid . Aggressive Hybrid Fund

Union Aggressive Hybrid Fund Direct Plan IDCW Payout
13.4578%

About the Union Retirement Fund Direct Plan Growth

The Union Retirement Fund Direct Plan Growth is an open-ended equity mutual fund scheme that invests in a diversified portfolio of equity and debt securities. The fund aims to generate long-term capital growth for its investors and provide a steady stream of income in retirement.

Investment Objectives of the Scheme

The investment objective of the Union Retirement Fund Direct Plan Growth is to generate long-term capital growth for its investors and provide a steady stream of income in retirement. The fund will invest in a diversified portfolio of equity and debt securities, with the aim of generating returns that are superior to inflation.

Key Features of The Fund

5-year return
0%
Expense Ratio
1.13%
Fund Manager
Pratik Dharmshi
Fund Size
₹190.64 Cr.
Risk Profile
Very High

Is This Scheme Right for Me?

The Union Retirement Fund Direct Plan Growth is a good option for investors who are looking for a long-term investment that can provide them with a steady stream of income in retirement. The fund is suitable for investors who have a time horizon of at least 10 years and who are comfortable with the risk of investing in equity and debt securities.

AMC Contact Details

NameUnion Mutual Fund
Launch Date23rd March 2011
AddressUnit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East), Mumbai - 400059
Contact(022) 6748 3300
Emailinvestorcare@unionmf.com
Websitehttps://www.unionmf.com/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

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FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Union Retirement Fund on December 12, 2025, is ₹16.67
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Union Retirement Fund, is ₹190.64 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Union Retirement Fund is 1.13%
The Union Retirement Fund was launched on September 01, 2022. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Union Retirement Fund is ₹undefined.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,766 in 3Y at 17.5851% returns
SIP Date1st of every month

Your next SIP Payment will be on 14 January 2026

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