SOLUTION ORIENTED•RETIREMENT FUND
Union Retirement Fund
3 Year return
15.17%
NAV on August 11, 2026
17.68
1D Returns
+0.03%
Launched on September 2022(4 years)
Investment Details
₹500
Minimum SIP Amount
₹1000
Minimum one time investment
Lock-in period: 5.0000 years
Calculate Returns
Based on past performance of this fund
₹
Your Investment₹3,600
Gain
27.22%₹980
Total Value ₹4,580
Risk Involved
Your principal will be at
Very High Risk
Scheme Information
Asset Under Management
₹206.31 Cr.
Expense Ratio
1.41% (inclusive of GST)
Exit Load
Nil
Ratings
0
Ratings by other agencies
Value Research
0
Crisil
0
Morning Star
0
Tax Implications
Withdrawal within 1 year:
20% tax on gains
Withdrawal after 1 year:
12.5% tax on gains above ₹1.25 lakh per financial year
Union Mutual Fund Manager
PD
Pratik Dharmshi
Fund Manager since Dec 2024
PV
Pratit Vajani
Fund Manager since Jul 2025
Fund House Details
Union Mutual Fund
Asset management company
AUM
₹28,513.11 Cr.
No. of Schemes
94
Setup Date
23rd March 2011
Peer Comparison
Comparison with other similar funds
| Funds | 3 Y Returns | ARQ Rating |
|---|---|---|
| HDFC Retirement Savings Fund Equity | 11.3436% | 5 |
| Aditya Birla Sun Life Retirement Fund The 30S Plan | 17.2624% | 0.5 |
| Nippon India Retirement Fund Wealth Creation Scheme | 13.35% | 3.5 |
Schemes by Union Mutual Fund
List of mutual fund schemes by AMC
Funds
3 Years Returns
The Union Retirement Fund Direct Plan Growth is an open-ended equity mutual fund scheme that invests in a diversified portfolio of equity and debt securities. The fund aims to generate long-term capital growth for its investors and provide a steady stream of income in retirement.
Investment Objectives of the Scheme
The investment objective of the Union Retirement Fund Direct Plan Growth is to generate long-term capital growth for its investors and provide a steady stream of income in retirement. The fund will invest in a diversified portfolio of equity and debt securities, with the aim of generating returns that are superior to inflation.
Key Features of The Fund
5-year return
0%
Expense Ratio
1.41%
Fund Manager
Pratik Dharmshi
Fund Size
₹206.31 Cr.
Risk Profile
Very High
Is This Scheme Right for Me?
The Union Retirement Fund Direct Plan Growth is a good option for investors who are looking for a long-term investment that can provide them with a steady stream of income in retirement. The fund is suitable for investors who have a time horizon of at least 10 years and who are comfortable with the risk of investing in equity and debt securities.
AMC Contact Details
| Name | Union Mutual Fund |
| Launch Date | 23rd March 2011 |
| Address | Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East), Mumbai - 400059 |
| Contact | (022) 6748 3300 |
| investorcare@unionmf.com | |
| Website | https://www.unionmf.com/ |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
Invest Smart, Start Your SIP Today
Take control of your financial future by using our systematic investment plan calculator. All you have to do is input your desired investment amount and time horizon into our SIP calculator. Witness firsthand the potential growth of your investments as you tailor your strategy to match your unique financial objectives. With a personalised approach, you can ensure steady wealth accumulation over time, bringing you closer to your financial goals.
FAQs
What is today's NAV of Union Retirement Fund?
NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Union Retirement Fund on August 11, 2026, is ₹17.68
What is the AUM of Union Retirement Fund?
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Union Retirement Fund, is ₹206.31 crore.
What is the expense ratio of Union Retirement Fund?
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Union Retirement Fund is 1.41%
What are the returns of Union Retirement Fund since inception?
The Union Retirement Fund was launched on September 01, 2022. The fund has delivered a CAGR of undefined since inception.
What is the minimum SIP amount to invest in Union Retirement Fund?
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Union Retirement Fund is ₹500.
How do I invest in Union Retirement Fund?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in Union Retirement Fund?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in Union Retirement Fund?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in Union Retirement Fund?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.
ENTER AMOUNT
₹
₹4,580 in 3Y at 15.1679% returns
SIP Date1st of every month
Your next SIP Payment will be on 11 September 2026
By proceeding, you accept AngelOne's T&C
