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DEBT•CREDIT RISK FUND

ICICI Prudential Credit Risk Fund

3 Year return

9.05%
NAV on December 12, 2025
36.5795
1D Returns
-0.01%
Launched on January 2013(12 years)

Investment Details

₹100
Minimum SIP Amount
₹100
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
15.25%₹549
Total Value ₹4,149

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹5,936.3 Cr.
Expense Ratio
0.76% (inclusive of GST)
Exit Load
If units purchased or switched in from another scheme of the fund are redeemed or switched out upto 10% of the units (the limit) within 1 year from the date of allotment - Nil. 1.00% - if units purchased or switched in from another Scheme of the Fund are redeemed or switched out within 1 year from the date of allotment. Nil - If units purchased or switched in from another Scheme of the Fund are redeemed or switched out after 1 year from the date of allotment.

Ratings

ARQ Rating
3

Ratings by other agencies

Value Research
4
Crisil
4
Morning Star
5

Tax Implications

Tax on gains as per your income tax bracket

ICICI Prudential Mutual Fund Manager

AK

Akhil Kakkar

Fund Manager since Jan 2024

MB

Manish Banthia

Fund Manager since Jan 2024

Fund House Details

ICICI Prudential Mutual Fund

ICICI Prudential Mutual Fund

Asset management company

AUM
₹10,60,746.84 Cr.
No. of Schemes
331
Setup Date
June 1993

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
Baroda BNP Paribas Credit Risk Fund8.6914%
3.5
Aditya Birla Sun Life Credit Risk Fund11.6665%
5
UTI Credit Risk Fund8.0353%
3

Schemes by ICICI Prudential Mutual Fund

List of mutual fund schemes by AMC

About ICICI Prudential Credit Risk Fund Direct Plan-Growth

The ICICI Prudential Credit Risk Fund Direct Plan-Growth is a unique Credit Risk mutual fund offering from the ICICI Prudential Mutual Fund family. While designed with an inclination towards preserving capital, its main objective is to generate income for its investors. The scheme comes with the added advantage of having no lock-in period, offering investors flexibility.

Investment Objective of the Scheme

The primary focus of ICICI Prudential Credit Risk Fund Direct Plan-Growth lies in income generation. It aims to achieve this by predominantly channelling its investments into corporate bonds rated AA and below. Yet, it remains committed to striking a balance between yield, safety, and liquidity. Potential investors should, however, be aware that like all mutual funds, the scheme's objectives are not backed by guarantees, and market risks are ever-present.

Key Features of The Fund

5-year return
7.985%
Expense Ratio
0.76%
Fund Manager
Akhil Kakkar
Fund Size
₹5936.3 Cr.
Risk Profile
Moderately High

Is This Scheme Right for Me?

The ICICI Prudential Credit Risk Fund Direct Plan-Growth is specially tailored for high-risk appetite investors. It will suit those who are ready to endure the market's turbulence and have the resilience to face potential losses. A minimum holding period of 3 years is advisable to truly harness the potential of this fund. It's critical to note that this scheme is not a direct alternative to fixed deposits and should be treated as such. It is better suited for those with long-term portfolios, emphasising growth and income. However, talk to your financial advisor and do your own research before making a decision.

AMC Contact Details

NameICICI Prudential Mutual Fund
Launch DateJune 1993
AddressOne BKC 13th Floor, Bandra Kurla Complex, Bandra, Mumbai – 400 051
Contact18002006000 91 22 2652 5000
Emailenquiry@icicipruamc.com
Websitehttps://www.icicipruamc.com/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Plan Your Investments Efficiently

SIPs can help you invest with minimum contributions over a period of time. With Angel One's free SIP calculator online, you can set your end goal and determine the required contribution amount. Check how over time, with small contributions, you can build up enough to achieve your financial goals.

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of ICICI Prudential Credit Risk Fund on December 12, 2025, is ₹36.5795
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of ICICI Prudential Credit Risk Fund, is ₹5936.3 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of ICICI Prudential Credit Risk Fund is 0.76%
The ICICI Prudential Credit Risk Fund was launched on January 01, 2013. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for ICICI Prudential Credit Risk Fund is ₹undefined.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,149 in 3Y at 9.0492% returns
SIP Date1st of every month

Your next SIP Payment will be on 12 January 2026

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