3 Year return

Launched on January 2013 (11 years)

Investment Details


Minimum SIP Amount


Minimum one time investment

Fund has no lock-in period

Calculate Returns

Based on past performance of this fund


Your Investment ₹3,00,000
  • Total Value


Your Investment
  • Total Value

Risk Involved


Your principal will be at

Moderately High Risk

Scheme Information

Asset Under Management

₹4173.35 Cr.

Expense Ratio

0.59% (inclusive of GST)

Exit Load



ARQ Rating

Ratings by other agencies


Tax Implications

Withdrawal within 3 years

Tax based on your income tax bracket

Withdrawal after 3 years

20% tax after indexation (adjusting for inflation)

Fund Holdings


HDFC Mutual Fund Managers


Shobhit Mehrotra

Fund Manager since Nov 2014

View Details

Fund House Details

HDFC Mutual Fund

HDFC Mutual Fund Asset management company

AUM ₹617,677.76 Cr.
No. of Schemes 168
Setup Date NA

Peer Comparison

Comparison with other similar funds

Schemes by HDFC Mutual Fund

List of mutual fund schemes by AMC

About HDFC Medium Term Debt Fund Growth Direct Plan

The HDFC Medium Term Debt Fund Direct Plan-Growth finds its niche within the Medium Duration mutual fund category and is a product of the HDFC Mutual Fund house. Tailored for safeguarding your financial reserves, this fund stands out for its conservative stance, making it a viable choice for risk-averse investors. The fund thrives on a curated portfolio which is a blend of high-quality debt and money market instruments, ensuring stability amidst market volatilities.

Investment Objective of the Scheme

A chief aim of the HDFC Medium Term Debt Fund Growth Direct Plan is to pave the way for income generation and capital appreciation. This is accomplished by channelling investments into a diverse mix of debt and money market instruments. With seasoned fund managers at its helm, the fund seeks to optimise returns by capitalising on interest rate movements and yield differentials. However, as with any investment avenue, the realisation of the scheme's objective might witness fluctuations.

Key Features of The Fund

5-year return 7.38%
Expense Ratio 0.59%
Fund Manager Shobhit Mehrotra
Fund Size ₹4173.35 Cr
Risk Profile Moderately High

Is This Scheme Right for Me?

The HDFC Medium Term Debt Fund Growth Direct Plan is an ideal fit for investors with a medium to long-term outlook, specifically those with an investment horizon stretching beyond 3 years. If you're evaluating alternatives to traditional bank deposits, this might be a compelling option. While the fund's core strategy is hinged on safety and capital preservation, it's crucial to know more about the fund's portfolio composition.

AMC Contact Details

Name HDFC Mutual Fund
Launch Date July 2000
Addresss "HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400020
Contact 1800 3010 6767 1800 419 7676
Email hello@hdfcfund.com
Website https://www.hdfcfund.com/

Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

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What is today's NAV of HDFC Medium Term Debt Fund?

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of HDFC Medium Term Debt Fund Jun 21 2024 is 55.7605

What is the AUM of HDFC Medium Term Debt Fund?

Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of HDFC Medium Term Debt Fund is 4173.35 crore.

What is the expense ratio of HDFC Medium Term Debt Fund?

The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund’s returns. The expense ratio of HDFC Medium Term Debt Fund is 0.59%

What are the returns of HDFC Medium Term Debt Fund since inception?

The HDFC Medium Term Debt Fund was launched on Jan 01 2013. The fund has delivered a CAGR of 8.15 since inception.

What is the minimum SIP amount to invest in HDFC Medium Term Debt Fund?

A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for HDFC Medium Term Debt Fund is 100.

How do I invest in HDFC Medium Term Debt Fund?

  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.

How to start an SIP in HDFC Medium Term Debt Fund?

  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.

How do I automate an SIP in HDFC Medium Term Debt Fund?

  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.

How can I withdraw/redeem my investment in HDFC Medium Term Debt Fund?

  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.