SIP investing in fundamentally strong stocks remains a disciplined way to build long-term wealth. Companies with consistent earnings growth, manageable leverage, and clear business visibility tend to outperform over time. By focusing on 5-year CAGR and debt-to-equity ratios, investors with a demat account can filter stocks that balance growth with financial stability.
| Company | 5Y CAGR (%) | Market Cap (₹ Cr) | PB Ratio |
| Bharat Electronics Ltd | 57.10 | 2,94,693.73 | 14.74 |
| Hindalco Industries Ltd | 31.17 | 2,06,905.76 | 1.67 |
| NTPC Ltd | 28.87 | 3,41,419.61 | 1.79 |
| Coal India Ltd | 25.89 | 2,63,703.15 | 2.64 |
| Tata Steel Ltd | 23.25 | 2,28,298.82 | 2.50 |
Bharat Electronics Limited (BEL) has strong earnings visibility backed by a robust order pipeline, with management targeting an order book exceeding ₹27,000 crore. Key defence programs such as QRSAM, Shatrughat, avionics packages and next-gen corvettes support medium-term growth. BEL is improving operational efficiency, aiming for EBITDA margins above 27% and near-perfect delivery timelines. Export revenues, currently 3–4%, are expected to rise steadily, adding long-term growth optionality.
Hindalco is strengthening profitability through a three-year, $300 million structural cost-reduction programme, with FY26 exit savings targets raised to $125 million, supporting margins and resilience. In Q2 FY26, the company delivered strong performance, with consolidated EBITDA rising 6% YoY to ₹9,104 crore and PAT up 21% to ₹4,741 crore. Record shipments and sharp EBITDA growth in the Indian downstream aluminium business highlight improving operating leverage and execution strength.
NTPC is accelerating its clean energy transition, targeting a sharp expansion in renewable capacity from 8 GW to 60 GW by 2032, with around 6 GW planned for addition this year. Alongside renewables, the company is investing in BESS and green hydrogen to strengthen future-ready capabilities. With a 24% share in India’s power generation from just 17% of installed capacity, NTPC benefits from strong operational efficiency, cost advantages from coal linkages, and competitive tariffs, supporting long-term stability and growth.
The company has strengthened demand visibility by increasing long-term coal linkages with the non-power sector by 28%, supporting a balanced mix of 75% power and 25% non-power supply. Rising domestic coal demand, backed by 14,000 MW of new coal-based capacity, remains a key tailwind. Pricing outlook is favourable, with e-auction coal premiums expected to sustain in the 30–40% range. Healthy inventory levels and stable premiums enhance earnings visibility and cash flow strength.
Tata Steel delivered a strong operational performance, with domestic deliveries rising 20% QoQ and Tata Tiscon volumes up 27%, despite seasonal disruptions. India crude steel production grew 8% QoQ and 7% YoY to 5.65 million tonnes, while EBITDA margins improved 80 bps to 25% on higher volumes and efficiency gains. The company’s global cost transformation programme has been effective, generating ₹5,450 crore in savings in H1, lowering costs by around ₹1,300 per tonne and supporting margin recovery.
| Company | Debt to Equity | PE Ratio |
| Bharat Electronics Ltd | 0.00 | 55.38 |
| Jio Financial Services Ltd | 0.03 | 118.86 |
| Coal India Ltd | 0.09 | 7.46 |
| Oil & Natural Gas Corporation Ltd | 0.50 | 8.39 |
| Hindalco Industries Ltd | 0.52 | 12.93 |
Read more: DAC Clears ₹79,000 Crore Defence Orders: When Will HAL, BEL, and Mazagon Dock See Revenue?
SIP investing works best when backed by quality businesses rather than short-term market narratives. Stocks such as BEL and NTPC provide long-term visibility through strong order books and strategic positioning, while Hindalco and Tata Steel offer cyclical upside supported by cost efficiencies. Together, these stocks can help investors stay invested through market cycles and benefit from long-term compounding.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.
Published on: Jan 5, 2026, 5:37 PM IST
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