Sammaan Capital Share Price in Focus; Offloads Stressed Loans Valued at ₹5,000 Crore to Arcil

As per The Economic Times report, Sammaan Capital has taken a significant step in its strategic plan by selling a substantial portion of its loan portfolio.  

This transaction involves stressed loans and is expected to align the company's future growth plans with its new investment policy. 

Details of the Loan Portfolio Sale 

The non-banking finance company, Sammaan Capital, transferred a loan portfolio valued at ₹5,000 crore to stressed loan aggregator Arcil.  

The deal was executed at a 52% discount, bringing the valuation down to about ₹2,400 crore. This portfolio primarily includes real estate loans, large ticket mortgage loans, and loans against property. 

Rationale Behind the Transaction 

The sale is part of Sammaan Capital's strategy to streamline its operations by shedding legacy loans.  

By focusing on its growth-centric assets such as gold loans, personal loans, and loans for small businesses, the company aims to enhance its financial health and operational focus. 

Structure of the Deal 

The transaction is structured with Arcil providing ₹360 crore in cash. The remainder of the valuation is managed through security receipts issued by Arcil, which will be redeemed as loans are recovered over time.  

Given the non-NPA status of these loans, the probability of recovery remains optimistic. 

Read More: Sammaan Capital Received Open Offer for Over 26% Stake from Avenir and IHC Capital Holdings! 

Impact of the Investment by International Holding Co 

The transaction follows shortly after International Holding Co's (IHC) strategic investment in Sammaan Capital.  

On March 31, the company received ₹5,652 crore for a 41.5% stake, with plans to increase this to 66.65% following the conversion of warrants into equity shares.  

This infusion is expected to enable Sammaan to expand its current loan book significantly. 

Sammaan Capital Share Price Performance  

As of April 15, 2026, at 1:47 PM, Sammaan Capital share price on NSE was trading at ₹156.05 up by 1.32% from the previous closing price. 

Conclusion 

Sammaan Capital's sale of its stressed loan portfolio worth ₹5,000 crore to Arcil marks a crucial alignment with its streamlined focus on growth. This move, coupled with a substantial investment from IHC, positions the company to concentrate on lucrative financial segments while effectively managing legacy liabilities. 

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