Muthoot Finance Share Price Dips 11%; Profit Rises 84% in Q3 FY26 Results

Muthoot Finance reported strong unaudited financial results for the quarter ended December 31, 2025. 

Consolidated Loan Assets Under Management (AUM) reached an all-time high of ₹1,64,720 crore during the first nine months of FY26, marking a 48% year-on-year increase compared with ₹1,11,308 crore in the corresponding period last year. 

During the nine-month period alone, consolidated AUM expanded by ₹42,539 crore, reflecting growth of 35%, while quarterly growth stood at 12%, adding ₹17,046 crore.

Consolidated Profit Growth

Profit after tax on a consolidated basis for 9M FY26 climbed to ₹7,209 crore, compared with ₹3,908 crore in the previous year, registering an 84% rise year-on-year. This represents the highest consolidated profit recorded by the company for any nine-month period.

Standalone Business Performance

On a standalone basis, the company delivered equally strong results. Profit after tax for 9M FY26 rose 91% year-on-year to ₹7,048 crore from ₹3,693 crore last year. 

For Q3 FY26 alone, standalone profit surged 95% to ₹2,656 crore compared with ₹1,363 crore in Q3 FY25. Standalone Loan AUM reached ₹1,47,552 crore, reflecting 51% annual growth. 

During the nine months, AUM increased by ₹38,905 crore, while gold loan AUM grew by ₹36,702 crore, both registering 36% growth.

Gold Loan Segment Drives Expansion

Gold loan financing remained the primary growth engine, with gold loan AUM touching a historic high of ₹1,39,658 crore by December-end. The segment posted a record year-on-year increase of ₹46,694 crore, translating into 50% growth, while quarterly growth stood at 12%. Strong customer demand, rising gold prices, and faster credit disbursement supported this expansion.

Muthoot Finance Share Price Performance

On February 13, 2026, Muthoot Finance share price (NSE: MUTHOOTFIN) opened at ₹3,870.00, down from its previous close of ₹4,066.90. At 10 AM, the share price of Muthoot Finance was trading at ₹3,599.10, down by 11.50% on the NSE.

Also Read: Muthoot Finance Raises $600 Million Through Overseas Dollar Bond!

Conclusion

Muthoot Finance’s Q3 FY26 performance highlights exceptional momentum in gold loan financing, rising profitability, and strong asset growth. Record AUM levels and profit expansion indicate sustained business strength, positioning the company well for continued growth in the coming quarters.

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