IDBI Bank Share Price in Focus on Q4 FY26 Earnings Results: Total Income up 4.7% YoY

IDBI Bank Limited has released its consolidated financial results for the quarter and year ended March 31, 2026.  

The bank reported a rise in total income and a slight decline in net profit for the March 2026 quarter. 

IDBI Bank Q4 FY26 Earnings Results 

For the March 2026 quarter, IDBI Bank's total income increased by 4.7% year-on-year (YoY) to ₹9,517.50 crore, compared to ₹9,089.81 crore in the same quarter last year.  

Sequentially, the total income rose by 14.0% from ₹8,351.61 crore in the December 2025 quarter.  

However, the net profit for the quarter declined by 4.1% YoY to ₹1,987.44 crore from ₹2,072.01 crore a year ago, although it showed a 1.4% increase from ₹1,959.37 crore in the previous quarter. 

Annual Financial Highlights for FY 2025-26 

For the financial year 2025-26, IDBI Bank's total income grew by 4.6% YoY to ₹35,631.19 crore from ₹34,058.75 crore.  

The net profit for the year surged by 21.4% YoY to ₹9,211.46 crore from ₹7,588.99 crore. 

Notably, the bank's net profit for FY 26 reached ₹9,513 crore, marking a 27% increase compared to FY 25. 

Key Business Metrics 

IDBI Bank's total business crossed the ₹6 trillion mark, standing at ₹6,00,789 crore with a YoY growth of 14%.  

Total deposits amounted to ₹3,47,163 crore, reflecting a 12% YoY increase, while net advances were ₹2,53,626 crore, up by 16% YoY. The bank's CASA ratio improved by 7% YoY. 

Read More: Star Health Share Price Jump Up To 13% After Q4 FY26 Results: Net Profit Up ₹111 Crore! 

Asset Quality and Ratios 

The bank reported a reduction in its gross NPA to 2.32%, a YoY decrease of 66 basis points. The net NPA was maintained at 0.15%. The provision coverage ratio stood at 99.39%. 

Additionally, the return on assets (ROA) was 2.27%, showing a YoY growth of 29 basis points. The capital adequacy ratio (CRAR) improved to 26.65%, a YoY increase of 160 basis points. The net credit deposit ratio was 73.06%, up by 266 basis points YoY. 

IDBI Bank Share Price Performance 

As of April 30, 2026, at 2:04 PM, IDBI Bank share price on NSE was trading at ₹75.73 down by 1.33% from the previous closing price. 

Conclusion 

IDBI Bank Limited's financial results for the March 2026 quarter and FY 2025-26 reflect a solid performance in terms of income growth and business expansion, despite a slight dip in quarterly net profit. The bank's asset quality and key financial ratios indicate a stable and improving financial position. 

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