Dream11 Parent Set to Launch Dream Money App for SIPs, FDs, and Gold Investments Amid Online Gaming Ban

According to the Moneycontrol report, Dream Sports, the parent firm of Dream11, has launched Dream Money, a personal finance app enabling users to invest in gold, fixed deposits, and SIPs. The move comes after a halt on paid gaming contests due to new regulatory guidelines on online gaming with monetary stakes.

Dream Money Offers SIPs from ₹10, Gold Investment & FDs Without a Bank Account

Dream Money aims to simplify personal financial management by offering micro-investment options. Users can invest in gold or set up SIPs starting from as low as ₹10, on either a daily or monthly basis. In partnership with digital gold platform Augmont, it facilitates secure gold trading. For fixed deposits, the app allows starting investments from ₹1,000, without requiring a bank account. Withdrawals are enabled at any time, enhancing liquidity and accessibility.

Collaborations with Fintech and Financial Institutions

To extend its services, Dream Money has collaborated with Upswing, a fintech infrastructure provider, to power its FD features. Investments can be made with institutions like Suryoday Small Finance Bank, Shivalik Small Finance Bank, Slice Small Finance Bank, and NBFC Shriram Finance. These partnerships aim to ensure bank-grade safety while offering competitive interest rates to users.

All-in-One Financial Tracking and AI-Powered Insights

Dream Money integrates with bank accounts and asset holdings like mutual funds, ETFs, and stocks through a partnership with SEBI-registered AI advisor Sigfyn. This allows users to view detailed insights on their daily and monthly spending, income, and portfolio performance all on one platform. Financial recommendations based on user-specific cash flow trends are also embedded in the app’s design.

Read More: Dream11, MPL, PokerBaazi Halt Real-Money Games Post Online Gaming Bill 2025!

Response to Regulatory Restrictions on Online Gaming

Following the enactment of the Promotion and Regulation of Online Gaming law banning monetary games, Dream11 shifted to free-to-play models. Dream Sports now turns towards fintech to diversify its business portfolio, with Dream Money being a critical step. Earlier, it had launched the UPI app DreamX, which was later discontinued due to RBI directives.

Conclusion

Dream11’s parent company, Dream Sports, is pivoting from online gaming to fintech innovation through Dream Money. Offering SIPs from ₹10, FDs from ₹1,000, and real-time spending insights, the app combines accessibility, AI, and strategic partnerships to redefine personal finance solutions in India.

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Investments in securities are subject to market risks. Read all related documents carefully before investing.