What ₹10,000 SIP in HDFC Flexi Cap Since 1995 Looks Like in August 2025

A monthly SIP of ₹10,000 in HDFC Flexi Cap Fund since its inception in January 1995 has grown to a staggering ₹21.42 crore as of August 2025. The invested amount over 31 years totals ₹36.9 lakh.

HDFC Flexi Cap Fund, managed by HDFC Mutual Fund, is currently the second-largest flexi cap fund in India with assets under management (AUM) of ₹79,584.54 crore. The fund has an expense ratio (TER) of 1.38% and holds a diversified portfolio with a tilt towards banking and automobile sectors.

HDFC Flexi Cap Fund SIP Performance Across Timeframes

Let’s take a look at how a monthly SIP of ₹10,000 in HDFC Flexi Cap Fund has grown across different timeframes.

Note: The data above is sourced from Advisorkhoj and is as of August 7, 2025.

Key Takeaways from HDFC Flexi Cap Fund SIP Performance

• A ₹10,000 monthly SIP since 1995 has grown to ₹21.42 crore, delivering a 20.95% CAGR.
• Over the last 10 years, the fund turned ₹12 lakh into ₹31.65 lakh, with a CAGR of 18.68%.
• In the 5-year period, ₹6 lakh invested grew to ₹10.33 lakh, yielding a 22.56% CAGR.
• Over 3 years, the investment reached ₹4.77 lakh from ₹3.6 lakh, resulting in a 20.35% CAGR.

Flexi Cap Funds

Flexi cap funds are a category of equity mutual funds that invest dynamically across large-cap, mid-cap, and small-cap stocks without any fixed allocation limits. This gives fund managers the flexibility to adjust the portfolio based on market conditions and opportunities, helping manage risk and optimise returns.

Read More: Top Performing Flexi Cap Mutual Funds as of August 2025 Based on 7-Year ₹20,000 Monthly SIP Returns.

Conclusion

While past returns offer useful insights, investors should consider factors like market conditions, personal financial goals, and risk tolerance before making investment decisions. As with any equity mutual fund, periodic review and a long-term perspective remain important.

Looking for an easy way to plan your investments? Try our SIP Calculator Online and get instant insights into your potential returns. Start investing with confidence!

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.