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Top Performing Flexi Cap Mutual Funds as of August 2025 Based on 7-Year ₹20,000 Monthly SIP Returns

Written by: Neha DubeyUpdated on: 29 Jul 2025, 8:00 pm IST
Top 5 flexi cap mutual funds in India based on 7-year SIP returns from a ₹20,000 monthly investment, using historical performance data.
Top Performing Flexi Cap Mutual Funds as of August 2025 Based on 7-Year ₹20,000 Monthly SIP Returns
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Flexi cap mutual funds are investment schemes that allocate capital across large-cap, mid-cap, and small-cap stocks. As per SEBI regulations, these funds are required to invest a minimum of 65% of their total assets in equity and equity-related instruments. Their flexible allocation strategy allows fund managers to shift between market segments based on prevailing conditions.

The table below highlights 5 flexi cap mutual funds that have reported the highest returns over a 7-year period for a Systematic Investment Plan (SIP) of ₹20,000 per month.

Flexi Cap Funds Ranked by 7-Year SIP Returns on ₹16.8 Lakh Investment

Scheme NameAUM (Crore)TER (%)Invested AmountCurrent ValueReturn (%)
Quant Flexi Cap7,322.231.771,680,0003,839,85023.69
HDFC Flexi Cap79,584.541.381,680,0003,688,82622.54
Parag Parikh Flexi Cap110,392.321.281,680,0003,582,09321.7
JM Flexi Cap5,624.011.771,680,0003,514,89621.15
Franklin India Flexi Cap19,364.971.691,680,0003,365,76219.91

Note: The list of top-performing flexi cap mutual funds shown above is based on historical SIP returns and is accurate as of July 28, 2025. The data reflects past performance and does not indicate or guarantee future returns.

Factors That May Influence Flexi Cap Fund Performance

While the historical data reflects past returns, fund performance over any period can be influenced by multiple factors such as:

  • Market conditions: Equity market trends can significantly impact performance.
  • Asset allocation decisions: The flexibility to move between large-cap, mid-cap, and small-cap stocks allows fund managers to adapt to market changes.
  • Fund manager strategy: Each fund house may follow a different investment philosophy and stock selection approach.
  • Expense Ratio (TER): The total expense ratio impacts net returns and can vary across funds.

Read More: SIP for Retirement: Know How Much Monthly Investment Might Build a ₹1 Crore Corpus in 30 Years.

Conclusion

The data highlights how certain flexi cap mutual funds have performed over a 7-year SIP period with a monthly investment of ₹20,000, as of July 28, 2025. While historical returns provide useful context, they should not be viewed as indicators of future performance. This information is presented for reference only, and any investment decision should be based on individual financial goals and proper research.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

Published on: Jul 28, 2025, 4:54 PM IST

Neha Dubey

Neha Dubey is a Content Analyst with 3 years of experience in financial journalism, having written for a leading newswire agency and multiple newspapers. At Angel One, she creates daily content on finance and the economy. Neha holds a degree in Economics and a Master’s in Journalism.

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