These 11 Equity Mutual Funds Deliver Over 20% SIP Returns in 10 Years

SIP investors in equity mutual funds have enjoyed impressive returns over the past decade. A total of 11 schemes recorded more than 20% XIRR, with small caps and mid caps leading the performance charts for long-term investors.

Top SIP Performers Over 10 Years

Among the best performers, Quant Small Cap Fund emerged as the leader, clocking an impressive 24.54% XIRR over 10 years. Following closely was Nippon India Small Cap Fund at 23.01%. Both funds remained consistent in delivering strong returns, benefiting from the long-term growth of the small-cap space.

Mid Cap Funds with Over 20% XIRR

Four mid-capmid cap funds joined the elite club, showcasing their ability to generate robust wealth. Motilal Oswal Midcap Fund posted 22.58% XIRR, while Invesco India Midcap Fund stood at 21.29%. Edelweiss Mid Cap Fund and Nippon India Growth Mid Cap Fund followed with 21.09% and 21.06% respectively. These returns highlight the strength of disciplined SIP investing in mid-sized companies.

Read More: Worst Performing Infrastructure Sectoral Mutual Funds: 1-Year Loss Up to 14%!

Other Equity Funds That Crossed 20% Returns

The list further includes Axis Small Cap Fund and HDFC Small Cap Fund, delivering 20.53% and 20.52% XIRR respectively. Among ELSS funds, the Quant ELSS Tax Saver Fund returned 20.75%. Two other mid cap funds, HDFC Mid Cap Fund and Kotak Midcap Fund, achieved 20.46% and 20.12% respectively. These funds showed how tax-saving and mid-cap categories can offer wealth creation opportunities over time.

SIP Consistency Drives Long-Term Returns

While only a few funds reached the 20% mark, almost all equity mutual fund SIPs delivered double-digit returns in the past decade. This confirms the effectiveness of systematic investing and the value of patience in market-linked instruments.

Conclusion

These 11 equity mutual funds have rewarded SIP investors handsomely, with returns above 20% over 10 years. Highlighting the potential of small caps, mid caps and even ELSS categories, the data reinforces the merit of consistent, long-term investing via SIPs.

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in Mutual Funds are subject to market risks. Read all related documents carefully before investing.