HDFC Bank Share Price in Focus; Reports 10.8% YoY Rise in Q2 FY26 Results Profit to ₹18,640 Crore

HDFC Bank Limited announced its financial results for the quarter and half year ended September 30, 2025. The Board of Directors approved the results at its meeting held in Mumbai on October 18, 2025. The bank delivered consistent growth across key parameters, reflecting robust lending operations, healthy revenue, and controlled asset quality.

Consolidated Financial Highlights

For the quarter ended September 30, 2025, HDFC Bank’s consolidated net revenue stood at ₹71,820 crore. The consolidated profit after tax (PAT) rose to ₹19,610 crore, marking a growth of 10% over the same quarter last year. For the half year ended September 30, 2025, the bank reported a consolidated PAT of ₹35,870 crore, underscoring its strong financial performance across business verticals.

Standalone Performance

On a standalone basis, HDFC Bank’s net revenue grew 10.3% year-on-year to ₹45,900 crore from ₹41,600 crore. Net interest income (NII) rose 4.8% to ₹31,550 crore, driven by healthy loan growth despite a moderation in margins. The bank’s core net interest margin (NIM) was at 3.27% on total assets, compared to 3.35% in the previous quarter, as assets repriced faster than deposits.

Other Income and Operating Metrics

Other income for the quarter was ₹14,350 crore, supported by strong fee and commission income of ₹8,840 crore and trading gains of ₹2,390 crore. Operating expenses increased to ₹17,980 crore from ₹16,890 crore in Q2 FY25, leading to a cost-to-income ratio of 39.2%. Profit before tax stood at ₹24,420 crore, while PAT for the quarter rose 10.8% year-on-year to ₹18,640 crore.

Balance Sheet Growth

As of September 30, 2025, the bank’s total balance sheet size was ₹40,03,000 crore, up from ₹36,88,000 crore a year earlier. Average deposits for the quarter grew 15.1% year-on-year to ₹27,10,500 crore, reflecting strong customer confidence. Sequentially, deposits were up 2% compared to the June 2025 quarter.

Half-Yearly Performance

For the first half of FY26, HDFC Bank reported a total income of ₹1,90,240 crore, compared to ₹1,69,200 crore in the same period last year. Net revenues for the half year rose to ₹99,070 crore, with PAT increasing 11.5% year-on-year to ₹36,800 crore, demonstrating the bank’s continued financial momentum.

Asset Quality Remains Stable

The bank maintained strong asset quality, with gross non-performing assets (GNPA) at 1.24% of gross advances as of September 30, 2025, improving from 1.40% in the previous quarter. Excluding NPAs in the agricultural segment, GNPA stood at 0.99%. Net NPAs were stable at 0.42%, highlighting the bank’s prudent risk management practices.

HDFC Bank Share Price Performance

On October 20, 2025, HDFC Bank share price (NSE: HDFCBANK) opened at ₹997.00, down from its previous close of ₹1,002.55. At 9:34 AM, the share price of HDFC Bank was trading at ₹1,015.75, up by 1.32% on the NSE.

Also Read: HDB Financial Services Q2 FY26 Results!

Conclusion

HDFC Bank’s Q2 FY26 results reaffirm its position as a leading private sector lender with consistent profitability, healthy balance sheet growth, and sound asset quality.

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