HDB Financial Services Q2 FY26 Results: AUM Rises 12.8% YoY, Declares Interim Dividend

HDB Financial Services Limited has approved its unaudited financial results for the quarter and half year ended September 30, 2025. The company reported robust growth in key metrics, reflecting strong operational performance and steady business expansion.

Asset and Loan Growth

The company’s Assets Under Management (AUM) rose to ₹1,11,721 crore as of September 30, 2025, up 12.8% from ₹99,076 crore a year ago. Total gross loans stood at ₹1,11,409 crore, marking a 13% growth compared to ₹98,624 crore for the corresponding period in FY25.

Income and Profitability

HDB Financial Services’ net interest income (NII) increased by 19.6%, reaching ₹2,192 crore for the quarter, up from ₹1,833 crore a year ago. Net total income rose by 18.4% to ₹2,851 crore from ₹2,408 crore. The pre-provisioning operating profit also grew by 24.4% to ₹1,530 crore, demonstrating operational efficiency.

Provisions and Net Profit

Loan losses and provisions were higher at ₹748 crore for Q2 FY26 compared to ₹431 crore in Q2 FY25, reflecting prudent risk management. Profit before tax stood at ₹782 crore, slightly lower than ₹799 crore last year. Profit after tax for the quarter was ₹581 crore, marginally down from ₹591 crore, while half-year PAT was ₹1,149 crore compared to ₹1,173 crore for H1 FY25.

Interim Dividend Announcement

The Board of Directors has approved an interim dividend of Rs. 2 per equity share, equivalent to 20% of the face value for FY26. The dividend will be paid to shareholders whose names appear in the Register of Members or Depository holders as of October 24, 2025, the record date fixed for this purpose.

HDB Financial Services Share Price Performance

On October 16, 2025, HDB Financial Services share price (NSE: (HDBFS)) opened at ₹738.25, touching the day’s low at ₹734.20, as of 9:19 AM on the NSE.

Also Read: HDFC AMC Announces Q2 FY26 Results and 1:1 Bonus Issue!

Conclusion

HDB Financial Services continues to show consistent growth across assets, loans, and income, while maintaining strong operational metrics. The declaration of the interim dividend reflects the company’s commitment to delivering shareholder value alongside steady financial performance.

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