Bajaj Finance Q2FY26 Earnings Results: Net Profit Rises 22% YoY to ₹4,875 Crore

Bajaj Finance reported a 22% rise in consolidated net profit for the September quarter at ₹4,875 crore, compared to ₹4,000 crore in the same period last year.

Income and Interest Performance

The company’s net interest income (NII) for Q2FY26 stood at ₹10,785 crore, up 22% from ₹8,838 crore a year ago. Total income increased 20% year-on-year to ₹13,170 crore, as compared to ₹10,946 crore in Q2FY25. The growth came on the back of higher disbursements across lending segments.

Loan and Customer Growth

Bajaj Finance’s assets under management (AUM) grew 24% year-on-year. The company booked 1.22 crore new loans during the quarter, up 26% from 97 lakh loans in Q2FY25. The customer franchise reached 11.06 crore, compared to 9.21 crore a year earlier, adding about 41.3 lakh new customers in the September quarter.

Asset Quality and Provisions

Loan losses and provisions rose 19% to ₹2,269 crore from ₹1,909 crore last year. The annualised loan losses and provisions to average assets under finance stood at 2.05%. Gross NPAs were reported at 1.24%, while net NPAs stood at 0.60%, as against 1.06% and 0.46% respectively in the same quarter last year.

The company disbursed 6.3 million loans between September 22 and October 26, up 29% in value from the same period last year, supported by festive demand. 

Read More: Bajaj Finance Consumer Loan Disbursals Jump 27% Due to Festive Season!

Bajaj Finance Share Price Performance 

As of November 11, 2025, 09:47 AM, Bajaj Finance share price was trading at ₹1,009.50, a 6.59%decline from the previous closing price.

Conclusion

Bajaj Finance’s September quarter showed steady growth in income, loan book, and customer additions, with asset quality largely maintained during the period.

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