8वें वेतन आयोग की घोषणा के साथ, फिटमेंट फैक्टर को लेकर चर्चा तेज हो गई है, जो एक महत्वपूर्ण घटक है जो केंद्र सरकार के कर्मचारियों और पेंशनभोगियों के संशोधित वेतन और पेंशन का निर्धारण करेगा। विभिन्न रिपोर्टों के अनुसार, समाचार रिपोर्टों के अनुसार, फिटमेंट फैक्टर 1.92 और 2.86 के बीच हो सकता है। यह …
When planning for retirement, two popular investment options come to mind: Systematic Investment Plan (SIP) and the National Pension System (NPS). Both are market-linked schemes that offer the potential for significant long-term growth. While SIP allows you to invest in mutual funds through a fixed monthly contribution, NPS is designed to help you save for …
पीआई क्रेडिट कार्ड डिजिटल भुगतान में एक नवाचार है जो उपयोगकर्ताओं को अपने क्रेडिट कार्ड को यूनिफाइड पेमेंट्स इंटरफेस (यूपीआई) एप्लिकेशन से जोड़ने की अनुमति देता है। परंपरागत रूप से, यूपीआई का उपयोग सीधे एक बैंक खाते से दूसरे बैंक खाते में धन हस्तांतरित करने के लिए किया जाता था, लेकिन यह नई कार्यक्षमता लेनदेन …
In India’s dynamic financial environment, understanding the nuances of how loan inquiries affect your credit score is essential for maintaining financial stability. Whether you are applying for a credit card, a personal loan, or a home mortgage, every inquiry plays a role in shaping your credit profile. A low credit score can severely restrict access …
The Subhadra scheme is a flagship initiative by the Government of Odisha aimed at financially empowering women, improving their socio-economic status, and promoting their safety and well-being. Under the Yojana each eligible woman will receive ₹10,000 annually, with ₹5,000 as the first instalment and ₹5,000 as the second. The amount will be directly credited to …
Gold prices in Dubai change daily, influenced by global market trends, geopolitical developments, and currency fluctuations. Whether you’re looking to invest, buy jewellery, or simply stay updated, tracking these price movements can help you make smarter financial decisions. Here’s a look at today’s gold prices in Dubai. Dubai Gold Rate Comparison: Today vs. Previous Session …
The new financial year has already started from April 1, 2025, and taxpayers across India are preparing to file their ITR (Income Tax Returns) for the previous year. The Income Tax Department is expected to announce the filing forms for the financial year 2024-25 (Assessment Year 2025-26) soon. As the deadline gets closer, it is …
Step-up SIP can help a middle-class family fulfill their dreams. A typical father dreams of saving ₹1 crore for his daughter’s higher education, ₹75 lakh for her wedding, and ₹2 crore for his own retirement. This article explains how you can achieve this through step-up SIPs. Investment Plan with Step-up SIP He is currently investing …
Owning a home is a significant financial milestone for many individuals. Beyond providing shelter, a house often represents stability, security, and a sense of accomplishment. Whether the motivation is to start a family, avoid the uncertainties of rented accommodations, secure a property in a booming real estate market, or simply create a space that can …
With the buzz around the 8th Pay Commission gaining traction, much of the conversation has centred on the fitment factor, a critical multiplier that determines revised pay and pension for central government employees and retirees. As per emerging reports, the fitment factor could range between 1.92 and 2.86. A lower multiplier such as 1.92 would …
