Buying gold is not just a tradition in India, it’s an investment. But over the years, many Indian buyers have started flocking to Dubai, especially to the famous Dubai Gold Souk, in search of better deals, purer gold, and, lower jewellery making charges. But is the price difference truly worth the flight ticket? Let’s take a close …
क्या आप जानते हैं कि भारत की वित्तीय प्रणाली में लगभग ₹2 लाख करोड़ बिना दावे के पड़े हैं? इसमें बैंक खातों, डाकघर बचत, बीमा पॉलिसियों, ईपीएफ (कर्मचारी भविष्य निधि), म्यूचुअल फंड और शेयर बाजार निवेश में छोड़ा गया पैसा शामिल है। यह पैसा वर्षों की कड़ी मेहनत से कमाया गया था, लेकिन कई परिवारों को यह …
In a welcome move for government employees and pensioners, the Haryana government has announced a 2% increase in Dearness Allowance (DA) and Dearness Relief (DR), raising the rate from 53% to 55% of the basic pay. The hike will be applicable from January 1, 2025, and reflected in April 2025 salaries and pensions. Arrears for …
Jewellery retailers across India are gearing up for Akshaya Tritiya on April 30 with exciting offers and discounts. Even as gold prices hover near ₹1 lakh per 10 grams, jewellers remain positive about strong demand, thanks to promotions and changing customer preferences. Big Discounts and Offers on Akshay Tritiya Popular names like Kalyan Jewellers, PP …
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Yojana, India’s flagship income support scheme for farmers, is set to release its 20th instalment by May or June 2025. Launched in February 2019, the scheme reflects the government’s continued commitment to bolstering the agricultural sector and ensuring the welfare of small and marginal farmers. Under PM-KISAN, eligible …
The Employees’ Provident Fund (EPF) has long been one of the most popular and trusted retirement savings schemes in India, offering both security and tax advantages. Traditionally, contributions to EPF, both from the employee and the employer, were eligible for various tax exemptions and deductions under the old tax regime, making it a favoured tool …
As education costs continue to rise, planning for your child’s future has become more important than ever. Whether it’s a top-tier engineering institute, a medical college, or an international university, quality education demands significant financial backing. If your goal is to accumulate ₹25 lakh in 10 years, let’s break down how Systematic Investment Plan (SIPs) …
Over the past few days, many banks—both public and private—have slashed the interest rates offered on savings accounts. In some cases, these rates now hover below 3%. While savings accounts are seen as a secure way to park idle money, this trend raises a critical question: Are you actually losing money by keeping funds in …
For most salaried individuals, the Employees’ Provident Fund (EPF) is a reliable and disciplined way to build retirement savings. With an interest rate of 8.25%, it remains one of the best debt-oriented investment tools. But with the introduction of the new income tax regime, many are unsure about the tax implications on PF contributions and returns. In this article, …
India is currently one of the fastest-growing major economies and is seen as a strong investment destination globally. Many Non-Resident Indians (NRIs) are now investing in India for better wealth creation opportunities. Why NRIs Prefer Mutual Funds Mutual funds are popular among NRIs because they offer diversification, are cost-effective, and come in various types, catering …
