3 Year return

16.28%
Launched on January 2013 (11 years)

Investment Details

₹150

Minimum SIP Amount

₹5000

Minimum one time investment

No data found for this scheme

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Risk Involved

scale

Your principal will be at

Very High Risk

Scheme Information

Asset Under Management

₹1991.29 Cr.

Expense Ratio

0.62% (inclusive of GST)

Exit Load

Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment.

Ratings

ARQ Rating
4

Ratings by other agencies

3
0
0

Tax Implications

There are no records found for Tax Implications.

Fund Holdings

Holdings

Tata Mutual Fund Managers

MN

Murthy Nagarajan

Fund Manager since Apr 2017

View Details

Fund House Details

Tata Mutual Fund

Tata Mutual Fund Asset management company

AUM ₹147,271.50 Cr.
No. of Schemes 162
Setup Date NA

Peer Comparison

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Schemes by Tata Mutual Fund

List of mutual fund schemes by AMC

Funds 3 Years Returns
scheme logo

Hybrid . Dynamic Asset Allocation or Balanced Advantage

TATA Balanced Advantage Fund Direct Plan Growth

14.44%
scheme logo

Hybrid . Dynamic Asset Allocation or Balanced Advantage

TATA Balanced Advantage Fund Direct Plan Payout of IDCW Payout

14.44%
6.44%

About TATA Retirement Savings Fund Moderate Plan Direct Plan-Growth

Tata Retirement Savings Fund Moderate Plan Direct-Growth is a specialised mutual fund scheme provided by Tata Mutual Fund. This offering is tailored with a balanced investment approach, intending to help individuals plan and prepare for their retirement. The scheme imposes a lock-in period, which is either 5 years or until the investor reaches retirement age, whichever is earlier. This is an open-ended fund, which gives investors an opportunity to buy or sell fund units at any time.

Investment Objectives of the Scheme

The principal aim of Tata Retirement Savings Fund Moderate Plan Direct-Growth is to act as a comprehensive financial planning tool. The fund targets long-term financial security for investors by aligning its strategy with their retirement planning goals. Through a balanced mix of equity and debt securities, the fund strives to strike a harmony between growth and risk.

Key Features of The Fund

5-year return 16.81%
Expense Ratio 0.62%
Fund Manager Murthy Nagarajan
Fund Size ₹1991.29 Cr
Risk Profile Very High

Is This Scheme Right for Me?

This fund puts the focus on equity-oriented securities, with an allocation range of 65%-85%, and is designed specifically as a retirement planning instrument for individual investors. By maintaining a long-term perspective and having a lock-in period of 5 years, the fund encourages consistent investing, which is crucial in accomplishing retirement objectives. So, if you're an investor seeking a balance of safety and return on your investment for your golden years, this fund could be a fitting addition to your portfolio.

AMC Contact Details

Name Tata Mutual Fund
Launch Date March 1994
Addresss Mulla House, Ground Floor, 51, M.G. Road, Near Flora Fountain, Mumbai – 400 001 Maharashtra
Contact (022) 6282 7777
Email service@tataamc.com
Website https://www.tatamutualfund.com/

Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Take the Guessing out of Investing

Compounding in SIP can make it difficult to estimate the expected returns in a mutual fund. The process of guessing can be replaced with estimating as Angel One's free SIP calculator gives you the approximate amount to be expected. The SIP calculator online takes into consideration the principle of compounding and gives your return amount depending on variables such as years, SIP amount as well as the expected rate of return.

FAQs

What is today's NAV of TATA Retirement Savings Fund Moderate?

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of TATA Retirement Savings Fund Moderate Jun 14 2024 is 70.6054

What is the AUM of TATA Retirement Savings Fund Moderate?

Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of TATA Retirement Savings Fund Moderate is 1991.29 crore.

What is the expense ratio of TATA Retirement Savings Fund Moderate?

The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund’s returns. The expense ratio of TATA Retirement Savings Fund Moderate is 0.62%

What are the returns of TATA Retirement Savings Fund Moderate since inception?

The TATA Retirement Savings Fund Moderate was launched on Jan 01 2013. The fund has delivered a CAGR of 16.63 since inception.

What is the minimum SIP amount to invest in TATA Retirement Savings Fund Moderate?

A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for TATA Retirement Savings Fund Moderate is 150.

How do I invest in TATA Retirement Savings Fund Moderate?

  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.

How to start an SIP in TATA Retirement Savings Fund Moderate?

  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.

How do I automate an SIP in TATA Retirement Savings Fund Moderate?

  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.

How can I withdraw/redeem my investment in TATA Retirement Savings Fund Moderate?

  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.