3 Year return
14.68%Investment Details
Calculate Returns
Based on past performance of this fund
Risk Involved
Your principal will be at
Very High Risk
Asset Under Management
₹2205.81 Cr.
Expense Ratio
0.6% (inclusive of GST)
Exit Load
Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment.
Tax Implications
Withdrawal within 1 year:
20% tax on gains
Withdrawal after 1 year:
12.5% tax on gains above ₹1.25 lakh per financial year
Fund Holdings
Tata Mutual Fund Managers
MN
Murthy Nagarajan
Fund Manager since Apr 2017
Fund House Details
Tata Mutual Fund Asset management company
Peer Comparison
Comparison with other similar funds
Funds
|
3 Y Returns
|
ARQ Rating
|
---|---|---|
HDFC Retirement Savings Fund Equity |
21.71% |
5 |
Nippon India Retirement Fund Wealth Creation Scheme |
18.75% |
3.5 |
HDFC Retirement Savings Fund Hybrid Equity |
16.44% |
5 |
Schemes by Tata Mutual Fund
List of mutual fund schemes by AMC
Hybrid . Dynamic Asset Allocation or Balanced Advantage
TATA Balanced Advantage Fund Direct Plan Growth
Hybrid . Dynamic Asset Allocation or Balanced Advantage
TATA Balanced Advantage Fund Direct Plan Payout of IDCW Payout
Hybrid . Arbitrage Fund
TATA Arbitrage Fund Direct Plan Monthly Payout of IDCW Payout
Hybrid . Arbitrage Fund
TATA Arbitrage Fund Direct Plan Monthly Reinvestment of IDCW Reinvestment
Hybrid . Arbitrage Fund
TATA Arbitrage Fund Direct Plan Growth
About TATA Retirement Savings Fund Moderate Plan Direct Plan-Growth
Tata Retirement Savings Fund Moderate Plan Direct-Growth is a specialised mutual fund scheme provided by Tata Mutual Fund. This offering is tailored with a balanced investment approach, intending to help individuals plan and prepare for their retirement. The scheme imposes a lock-in period, which is either 5 years or until the investor reaches retirement age, whichever is earlier. This is an open-ended fund, which gives investors an opportunity to buy or sell fund units at any time.
Investment Objectives of the Scheme
The principal aim of Tata Retirement Savings Fund Moderate Plan Direct-Growth is to act as a comprehensive financial planning tool. The fund targets long-term financial security for investors by aligning its strategy with their retirement planning goals. Through a balanced mix of equity and debt securities, the fund strives to strike a harmony between growth and risk.
Key Features of The Fund
5-year return | 18.51% |
Expense Ratio | 0.6% |
Fund Manager | Murthy Nagarajan |
Fund Size | ₹2205.81 Cr |
Risk Profile | Very High |
Is This Scheme Right for Me?
This fund puts the focus on equity-oriented securities, with an allocation range of 65%-85%, and is designed specifically as a retirement planning instrument for individual investors. By maintaining a long-term perspective and having a lock-in period of 5 years, the fund encourages consistent investing, which is crucial in accomplishing retirement objectives. So, if you're an investor seeking a balance of safety and return on your investment for your golden years, this fund could be a fitting addition to your portfolio.
AMC Contact Details
Name | Tata Mutual Fund |
Launch Date | March 1994 |
Addresss | Mulla House, Ground Floor, 51, M.G. Road, Near Flora Fountain, Mumbai – 400 001 Maharashtra |
Contact | (022) 6282 7777 |
service@tataamc.com | |
Website | https://www.tatamutualfund.com/ |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
Take the Guessing out of Investing
FAQs
What is today's NAV of TATA Retirement Savings Fund Moderate?
What is the AUM of TATA Retirement Savings Fund Moderate?
What is the expense ratio of TATA Retirement Savings Fund Moderate?
What are the returns of TATA Retirement Savings Fund Moderate since inception?
What is the minimum SIP amount to invest in TATA Retirement Savings Fund Moderate?
How do I invest in TATA Retirement Savings Fund Moderate?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in TATA Retirement Savings Fund Moderate?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in TATA Retirement Savings Fund Moderate?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in TATA Retirement Savings Fund Moderate?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.