3 Year return

8.7%
Launched on January 2013 (11 years)

Investment Details

₹500

Minimum SIP Amount

₹5000

Minimum one time investment

No data found for this scheme

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Risk Involved

scale

Your principal will be at

Moderately High Risk

Scheme Information

Asset Under Management

₹167.07 Cr.

Expense Ratio

0.97% (inclusive of GST)

Exit Load

Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment.

Ratings

ARQ Rating
4

Ratings by other agencies

3
0
0

Tax Implications

There are no records found for Tax Implications.

Fund Holdings

Holdings

Tata Mutual Fund Managers

MN

Murthy Nagarajan

Fund Manager since Apr 2017

View Details

Fund House Details

Tata Mutual Fund

Tata Mutual Fund Asset management company

AUM ₹147,271.50 Cr.
No. of Schemes 162
Setup Date NA

Peer Comparison

Comparison with other similar funds

Schemes by Tata Mutual Fund

List of mutual fund schemes by AMC

Funds 3 Years Returns
scheme logo

Hybrid . Dynamic Asset Allocation or Balanced Advantage

TATA Balanced Advantage Fund Direct Plan Growth

14.52%
scheme logo

Hybrid . Dynamic Asset Allocation or Balanced Advantage

TATA Balanced Advantage Fund Direct Plan Payout of IDCW Payout

14.52%
6.42%

About TATA Retirement Savings Fund Conservative Plan Direct Plan-Growth

Tata Retirement Savings Fund Conservative Plan Direct-Growth is a Retirement Solutions mutual fund scheme offered by Tata Mutual Fund. This open-ended plan focuses on retirement and has a unique feature of a lock-in period that lasts for either 5 years or until the investor reaches retirement age, whichever comes earlier. The scheme falls under the umbrella of the Tata Retirement Savings Fund, which is designed with an array of plans meticulously structured to meet the various investment needs of individuals planning for their retirement.

Investment Objectives of the Scheme

Tata Retirement Savings Fund Conservative Plan Direct-Growth is primarily designed with the purpose of being your trusted ally for securing your golden years. This fund strives to help you accomplish your retirement goals by giving you a gateway to long-term financial security. Balancing risk and growth through equity and debt assets, it aims to help you achieve long-term financial security for a peaceful retirement.

Key Features of The Fund

5-year return 9.6%
Expense Ratio 0.97%
Fund Manager Murthy Nagarajan
Fund Size ₹167.07 Cr
Risk Profile Moderately High

Is This Scheme Right for Me?

If you are seeking long-term capital appreciation and current income, the Tata Retirement Savings Conservative Fund Direct Plan Growth could be a good fit. It is a debt-oriented savings scheme (allocating between 70% to 100% in debt securities) that provides a tool for retirement planning to individual investors. This fund could serve as a vital component of your financial strategy if you're planning for retirement.

AMC Contact Details

Name Tata Mutual Fund
Launch Date March 1994
Addresss Mulla House, Ground Floor, 51, M.G. Road, Near Flora Fountain, Mumbai – 400 001 Maharashtra
Contact (022) 6282 7777
Email service@tataamc.com
Website https://www.tatamutualfund.com/

Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Enhance the Creation of Long-Term Wealth With SIPs

SIP calculator online shows how SIP harnesses the power of compounding to grow your investments over time. Simply input your investment horizon and monthly contribution, and witness how SIP can pave the way to financial freedom and prosperity.

FAQs

What is today's NAV of TATA Retirement Savings Fund Conservative?

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of TATA Retirement Savings Fund Conservative Jun 21 2024 is 34.605

What is the AUM of TATA Retirement Savings Fund Conservative?

Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of TATA Retirement Savings Fund Conservative is 167.07 crore.

What is the expense ratio of TATA Retirement Savings Fund Conservative?

The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund’s returns. The expense ratio of TATA Retirement Savings Fund Conservative is 0.97%

What are the returns of TATA Retirement Savings Fund Conservative since inception?

The TATA Retirement Savings Fund Conservative was launched on Jan 01 2013. The fund has delivered a CAGR of 10.37 since inception.

What is the minimum SIP amount to invest in TATA Retirement Savings Fund Conservative?

A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for TATA Retirement Savings Fund Conservative is 500.

How do I invest in TATA Retirement Savings Fund Conservative?

  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.

How to start an SIP in TATA Retirement Savings Fund Conservative?

  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.

How do I automate an SIP in TATA Retirement Savings Fund Conservative?

  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.

How can I withdraw/redeem my investment in TATA Retirement Savings Fund Conservative?

  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.