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SOLUTION ORIENTED•RETIREMENT FUND

SBI Retirement Benefit Fund Conservative Hybrid

3 Year return

9.71%
NAV on December 12, 2025
16.0996
1D Returns
+0.05%
Launched on January 2021(4 years)

Investment Details

₹500
Minimum SIP Amount
₹5000
Minimum one time investment
Lock-in period: 5.0000 years

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
16.5%₹594
Total Value ₹4,194

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹287.43 Cr.
Expense Ratio
1.17% (inclusive of GST)
Exit Load
Nil

Ratings

ARQ Rating
0

Ratings by other agencies

Value Research
0
Crisil
0
Morning Star
0

Tax Implications

Tax on gains as per your income tax bracket

SBI Mutual Fund Manager

AB

Ardhendu Bhattacharya

Fund Manager since Jul 2021

PK

Pradeep Kesavan

Fund Manager since Dec 2023

RS

Rohit Shimpi

Fund Manager since Jun 2024

Fund House Details

SBI Mutual Fund

SBI Mutual Fund

Asset management company

AUM
₹12,07,585.39 Cr.
No. of Schemes
252
Setup Date
June 1987

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
HDFC Retirement Savings Fund Equity18.4736%
5
Nippon India Retirement Fund Wealth Creation Scheme16.4593%
3.5
HDFC Retirement Savings Fund Hybrid Equity15.1757%
5

Schemes by SBI Mutual Fund

List of mutual fund schemes by AMC

About SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Plan-Growth

SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Plan-Growth is an open-ended hybrid mutual fund plan available through SBI Mutual Fund. The fund is designed for people who are saving for their retirement. As a hybrid plan, it provides a balance of debt and equity investments. Because the fund is designed for retirement, a large portion of your capital is invested in debt securities which offers stability, while growth is offered through equity investments.

Investment Objective of the Scheme

The main investment objective of SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Plan-Growth is to offer you long-term capital appreciation plus income creation by letting you invest in a blend of debt and equity securities. This fund tries to fulfil its aims by considering your age and your investment horizon for retirement. The fund’s objective is to generate a retirement corpus that lets you meet your financial requirements when you retire.

Key Features of The Fund

5-year return
0%
Expense Ratio
1.17%
Fund Manager
Ardhendu Bhattacharya
Fund Size
₹287.43 Cr.
Risk Profile
High

Is This Scheme Right for Me?

Investment in the SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Plan-Growth may be considered if you wish to collect a corpus for your retirement/post-retirement period. You could consider this fund a serious investment while preparing for retirement if your age when you invest and retirement age are in line. Given that a portion of the fund is invested in equities, the fund poses a modest risk. Nevertheless, before you go ahead and invest, it may be wise to consider your distinct financial aims and needs.

AMC Contact Details

NameSBI Mutual Fund
Launch DateJune 1987
Address9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Mumbai, Maharashtra, India - 400 051
Contact1800 209 33331800 425 5425
Emailcustomer.delight@sbimf.com
Websitehttps://www.sbimf.com/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Secure Your Retirement With SIPs

For many investors, a Systematic Investment Plan (SIP) is an excellent option when it comes to retirement planning. SIPs make disciplined investing possible by automating regular contributions, which add up to an impressive retirement fund over time. This strategy guarantees a stable retirement and mitigates market volatility. Take advantage of the mutual fund SIP calculator offered by Angel One to visualise how your investments can grow and assist in making informed decisions to achieve your retirement goals.

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of SBI Retirement Benefit Fund Conservative Hybrid on December 12, 2025, is ₹16.0996
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of SBI Retirement Benefit Fund Conservative Hybrid, is ₹287.43 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of SBI Retirement Benefit Fund Conservative Hybrid is 1.17%
The SBI Retirement Benefit Fund Conservative Hybrid was launched on January 20, 2021. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for SBI Retirement Benefit Fund Conservative Hybrid is ₹undefined.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,194 in 3Y at 9.7114% returns
SIP Date1st of every month

Your next SIP Payment will be on 13 January 2026

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