SOLUTION ORIENTED•RETIREMENT FUND
HDFC Retirement Fund Hybrid Equity Plan
3 Year return
8.52%
NAV on August 29, 2026
42.847
1D Returns
+0.03%
Launched on February 2016(10 years)
Investment Details
₹100
Minimum SIP Amount
₹100
Minimum one time investment
Lock-in period: 5.0000 years
Calculate Returns
Based on past performance of this fund
₹
Your Investment₹3,600
Gain
14.31%₹515
Total Value ₹4,115
Risk Involved
Your principal will be at
Very High Risk
Scheme Information
Asset Under Management
₹1,630.28 Cr.
Expense Ratio
1.1% (inclusive of GST)
Exit Load
Nil
Ratings
5
Ratings by other agencies
Value Research
4
Crisil
0
Morning Star
0
Tax Implications
Withdrawal within 1 year:
20% tax on gains
Withdrawal after 1 year:
12.5% tax on gains above ₹1.25 lakh per financial year
HDFC Mutual Fund Manager
AJ
Anupam Joshi
Fund Manager since Oct 2015
AA
Arun Agarwal
Fund Manager since Apr 2023
DM
Dhruv Muchhal
Fund Manager since Jun 2023
NM
Nandita Menezes
Fund Manager since Mar 2025
SM
Shobhit Mehrotra
Fund Manager since Sep 2007
SR
Srinivasan Ramamurthy
Fund Manager since Sep 2025
Fund House Details
HDFC Mutual Fund
Asset management company
AUM
₹9,61,940.45 Cr.
No. of Schemes
186
Setup Date
July 2000
Peer Comparison
Comparison with other similar funds
| Funds | 3 Y Returns | ARQ Rating |
|---|---|---|
| Aditya Birla Sun Life Retirement Fund The 30S Plan | 17.6382% | 0.5 |
| HDFC Retirement Fund Equity Plan | 10.81% | 5 |
| SBI Retirement Benefit Fund Aggressive | 10.7847% | 0 |
Schemes by HDFC Mutual Fund
List of mutual fund schemes by AMC
Funds
3 Years Returns
Hybrid . Aggressive Hybrid Fund
HDFC Aggressive Hybrid Fund Direct Plan IDCW Reinvestment Option7.2151%
Offered by HDFC Securities, the HDFC Retirement Savings Fund Hybrid Equity Plan Growth Direct Plan is categorised as an equity-oriented balanced fund. This means it is mandated to invest at least 65% of its assets in the equity market. The balanced fund from HDFC Securities uses the Nifty 50 Hybrid Composite Debt 65:35 Index as its benchmark. Owing to its predominant asset allocation in the equity market, this fund has a moderate to high risk profile, meaning that its returns can be volatile but it also has the potential for lower risk than a pure equity fund.
Investment Objective of the Scheme
HDFC Retirement Savings Fund Hybrid Equity Plan Growth Direct Plan aims to provide investors with the dual advantages of capital growth as well as a long-term source of income. The fund attempts to offer these benefits by investing in a mix of equity and debt assets, where the equity portion consists of a mix of large-cap, mid-cap and small-cap stocks, and the debt portion includes a mix of government bonds, corporate bonds and money market instruments.
Key Features of The Fund
5-year return
10.1145%
Expense Ratio
1.1%
Fund Manager
Anupam Joshi
Fund Size
₹1630.28 Cr.
Risk Profile
Very High
Is This Scheme Right for Me?
This balanced mutual fund scheme could be a suitable addition to your portfolio if you are looking for a long-term investment option that can help you meet your retirement goals. However, since the fund has a moderate to high risk profile, you must ensure that you are comfortable with taking on this level of risk before investing in the fund.
AMC Contact Details
| Name | HDFC Mutual Fund |
| Launch Date | July 2000 |
| Address | "HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400020 |
| Contact | 1800 3010 67671800 419 7676 |
| hello@hdfcfund.com | |
| Website | https://www.hdfcfund.com/ |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
Build Investment Discipline with SIPs
SIPs instill a habit of disciplined saving. By automating your investments, you ensure consistent contributions towards your financial goals. Plan your SIP investment strategy the SIP investment calculator. This tool helps you estimate returns and stay on track with your long-term investment plan.
FAQs
What is today's NAV of HDFC Retirement Fund Hybrid Equity Plan?
NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of HDFC Retirement Fund Hybrid Equity Plan on August 29, 2026, is ₹42.847
What is the AUM of HDFC Retirement Fund Hybrid Equity Plan?
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of HDFC Retirement Fund Hybrid Equity Plan, is ₹1630.28 crore.
What is the expense ratio of HDFC Retirement Fund Hybrid Equity Plan?
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of HDFC Retirement Fund Hybrid Equity Plan is 1.1%
What are the returns of HDFC Retirement Fund Hybrid Equity Plan since inception?
The HDFC Retirement Fund Hybrid Equity Plan was launched on February 05, 2016. The fund has delivered a CAGR of undefined since inception.
What is the minimum SIP amount to invest in HDFC Retirement Fund Hybrid Equity Plan?
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for HDFC Retirement Fund Hybrid Equity Plan is ₹100.
How do I invest in HDFC Retirement Fund Hybrid Equity Plan?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in HDFC Retirement Fund Hybrid Equity Plan?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in HDFC Retirement Fund Hybrid Equity Plan?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in HDFC Retirement Fund Hybrid Equity Plan?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.
ENTER AMOUNT
₹
₹4,115 in 3Y at 8.5235% returns
SIP Date1st of every month
Your next SIP Payment will be on 29 September 2026
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