SOLUTION ORIENTED•RETIREMENT FUND
HDFC Retirement Savings Fund Hybrid Debt
3 Year return
7.22%
NAV on August 25, 2026
24.9585
1D Returns
-0.02%
Launched on February 2016(10 years)
Investment Details
₹100
Minimum SIP Amount
₹100
Minimum one time investment
Lock-in period: 5.0000 years
Calculate Returns
Based on past performance of this fund
₹
Your Investment₹3,600
Gain
11.97%₹431
Total Value ₹4,031
Risk Involved
Your principal will be at
Very High Risk
Scheme Information
Asset Under Management
₹148.25 Cr.
Expense Ratio
1.35% (inclusive of GST)
Exit Load
Nil
Ratings
5
Ratings by other agencies
Value Research
4
Crisil
0
Morning Star
0
Tax Implications
Tax on gains as per your income tax bracket
HDFC Mutual Fund Manager
AJ
Anupam Joshi
Fund Manager since Mar 2026
AA
Arun Agarwal
Fund Manager since Aug 2020
DM
Dhruv Muchhal
Fund Manager since Jun 2023
NM
Nandita Menezes
Fund Manager since Mar 2025
SM
Shobhit Mehrotra
Fund Manager since Feb 2016
SR
Srinivasan Ramamurthy
Fund Manager since Jul 2022
Fund House Details
HDFC Mutual Fund
Asset management company
AUM
₹9,61,940.45 Cr.
No. of Schemes
187
Setup Date
July 2000
Peer Comparison
Comparison with other similar funds
| Funds | 3 Y Returns | ARQ Rating |
|---|---|---|
| HDFC Retirement Savings Fund Equity | 10.6215% | 5 |
| Aditya Birla Sun Life Retirement Fund The 30S Plan | 17.1682% | 0.5 |
| SBI Retirement Benefit Fund Aggressive | 10.4565% | 0 |
Schemes by HDFC Mutual Fund
List of mutual fund schemes by AMC
Funds
3 Years Returns
Hybrid . Dynamic Asset Allocation or Balanced Advantage
HDFC Balanced Advantage Fund Direct Plan Growth13.0187%
Hybrid . Dynamic Asset Allocation or Balanced Advantage
HDFC Balanced Advantage Fund Direct Plan IDCW Payout12.5938%
Hybrid . Dynamic Asset Allocation or Balanced Advantage
HDFC Balanced Advantage Fund Direct Plan IDCW Reinvestment Option12.5938%
HDFC Retirement Savings Fund Hybrid Debt Plan Growth Direct Plan is an open-ended hybrid mutual fund scheme available by HDFC Mutual Fund. It is a notified scheme that has a tax-saving feature and a lock-in period of 5 years or until retirement is reached (whichever arrives earlier). The fund is specially established to aid investors in planning for their retirement. The fund comprises investing in a blend of diverse equity (small-cap, large-cap, and mid-cap company stocks) and debt (low-risk and government securities), giving investors a potentially balanced portfolio.
Investment Objective of the Scheme
The HDFC Retirement Savings Fund Hybrid Debt Plan Growth Direct Plan’s main objective is the provision of long-term appreciation of capital via the investment of a balanced portfolio of debt and equity-oriented securities. The aim of the fund is to grow a retirement corpus for investors through equity and manage potential risk via debt. Basically, the fund aims at aiding investors in meeting their goals for retirement.
Key Features of The Fund
5-year return
7.5659%
Expense Ratio
1.35%
Fund Manager
Anupam Joshi
Fund Size
₹148.25 Cr.
Risk Profile
Moderately High
Is This Scheme Right for Me?
In case you are an investor who is planning your finances for retirement, you may consider the HDFC Retirement Savings Fund Hybrid Debt Plan Growth Direct Plan. For investors with a medium risk appetite, such a fund may be considered in mutual fund investment. Nonetheless, before you make any decisions with regard to your investment, you may want to align your investment plans with your own financial goals.
AMC Contact Details
| Name | HDFC Mutual Fund |
| Launch Date | July 2000 |
| Address | "HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400020 |
| Contact | 1800 3010 67671800 419 7676 |
| hello@hdfcfund.com | |
| Website | https://www.hdfcfund.com/ |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
Choose the SIP Amount That Suits You the Best
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FAQs
What is today's NAV of HDFC Retirement Savings Fund Hybrid Debt?
NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of HDFC Retirement Savings Fund Hybrid Debt on August 25, 2026, is ₹24.9585
What is the AUM of HDFC Retirement Savings Fund Hybrid Debt?
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of HDFC Retirement Savings Fund Hybrid Debt, is ₹148.25 crore.
What is the expense ratio of HDFC Retirement Savings Fund Hybrid Debt?
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of HDFC Retirement Savings Fund Hybrid Debt is 1.35%
What are the returns of HDFC Retirement Savings Fund Hybrid Debt since inception?
The HDFC Retirement Savings Fund Hybrid Debt was launched on February 05, 2016. The fund has delivered a CAGR of undefined since inception.
What is the minimum SIP amount to invest in HDFC Retirement Savings Fund Hybrid Debt?
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for HDFC Retirement Savings Fund Hybrid Debt is ₹100.
How do I invest in HDFC Retirement Savings Fund Hybrid Debt?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in HDFC Retirement Savings Fund Hybrid Debt?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in HDFC Retirement Savings Fund Hybrid Debt?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in HDFC Retirement Savings Fund Hybrid Debt?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.
ENTER AMOUNT
₹
₹4,031 in 3Y at 7.2247% returns
SIP Date1st of every month
Your next SIP Payment will be on 26 September 2026
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