3 Year return

9.51%
Launched on February 2016 (8 years)

Investment Details

₹100

Minimum SIP Amount

₹100

Minimum one time investment

No data found for this scheme

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Risk Involved

scale

Your principal will be at

Moderately High Risk

Scheme Information

Asset Under Management

₹157.28 Cr.

Expense Ratio

1.03% (inclusive of GST)

Exit Load

Nil

Ratings

ARQ Rating
5

Ratings by other agencies

4
0
0

Tax Implications

There are no records found for Tax Implications.

Fund Holdings

Holdings

HDFC Mutual Fund Managers

SM

Shobhit Mehrotra

Fund Manager since Nov 2014

View Details

Fund House Details

HDFC Mutual Fund

HDFC Mutual Fund Asset management company

AUM ₹617,677.76 Cr.
No. of Schemes 167
Setup Date NA

Peer Comparison

Comparison with other similar funds

Schemes by HDFC Mutual Fund

List of mutual fund schemes by AMC

About HDFC Retirement Savings Fund Hybrid Debt Plan Growth Direct Plan

HDFC Retirement Savings Fund Hybrid Debt Plan Growth Direct Plan is an open-ended hybrid mutual fund scheme available by HDFC Mutual Fund. It is a notified scheme that has a tax-saving feature and a lock-in period of 5 years or until retirement is reached (whichever arrives earlier). The fund is specially established to aid investors in planning for their retirement. The fund comprises investing in a blend of diverse equity (small-cap, large-cap, and mid-cap company stocks) and debt (low-risk and government securities), giving investors a potentially balanced portfolio.

Investment Objective of the Scheme

The HDFC Retirement Savings Fund Hybrid Debt Plan Growth Direct Plan’s main objective is the provision of long-term appreciation of capital via the investment of a balanced portfolio of debt and equity-oriented securities. The aim of the fund is to grow a retirement corpus for investors through equity and manage potential risk via debt. Basically, the fund aims at aiding investors in meeting their goals for retirement.

Key Features of The Fund

5-year return 9.98%
Expense Ratio 1.03%
Fund Manager Shobhit Mehrotra
Fund Size ₹157.28 Cr
Risk Profile Moderately High

Is This Scheme Right for Me?

In case you are an investor who is planning your finances for retirement, you may consider the HDFC Retirement Savings Fund Hybrid Debt Plan Growth Direct Plan. For investors with a medium risk appetite, such a fund may be considered in mutual fund investment. Nonetheless, before you make any decisions with regard to your investment, you may want to align your investment plans with your own financial goals.

AMC Contact Details

Name HDFC Mutual Fund
Launch Date July 2000
Addresss "HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400020
Contact 1800 3010 67671800 419 7676
Email hello@hdfcfund.com
Website https://www.hdfcfund.com/

Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Choose the SIP Amount That Suits You the Best

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FAQs

What is today's NAV of HDFC Retirement Savings Fund Hybrid Debt?

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of HDFC Retirement Savings Fund Hybrid Debt Jun 18 2024 is 22.5402

What is the AUM of HDFC Retirement Savings Fund Hybrid Debt?

Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of HDFC Retirement Savings Fund Hybrid Debt is 157.28 crore.

What is the expense ratio of HDFC Retirement Savings Fund Hybrid Debt?

The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund’s returns. The expense ratio of HDFC Retirement Savings Fund Hybrid Debt is 1.03%

What are the returns of HDFC Retirement Savings Fund Hybrid Debt since inception?

The HDFC Retirement Savings Fund Hybrid Debt was launched on Feb 05 2016. The fund has delivered a CAGR of 10.25 since inception.

What is the minimum SIP amount to invest in HDFC Retirement Savings Fund Hybrid Debt?

A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for HDFC Retirement Savings Fund Hybrid Debt is 100.

How do I invest in HDFC Retirement Savings Fund Hybrid Debt?

  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.

How to start an SIP in HDFC Retirement Savings Fund Hybrid Debt?

  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.

How do I automate an SIP in HDFC Retirement Savings Fund Hybrid Debt?

  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.

How can I withdraw/redeem my investment in HDFC Retirement Savings Fund Hybrid Debt?

  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.