HYBRID•DYNAMIC ASSET ALLOCATION OR BALANCED ADVANTAGE
DSP Dynamic Asset Allocation Fund
3 Year return
11.73%
NAV on August 11, 2026
33.639
1D Returns
+0.01%
Launched on January 2014(12 years)
Investment Details
₹100
Minimum SIP Amount
₹100
Minimum one time investment
Fund has no lock-in period
Calculate Returns
Based on past performance of this fund
₹
Your Investment₹3,600
Gain
20.33%₹732
Total Value ₹4,332
Risk Involved
Your principal will be at
Very High Risk
Scheme Information
Asset Under Management
₹3,749.13 Cr.
Expense Ratio
1.13% (inclusive of GST)
Exit Load
Holding period from the date of allotment: <= 1 month 1% > 1 month Nil Note: No exit load shall be levied in case of switch of investment from Regular Plan to Direct Plan and vice versa.
Ratings
1
Ratings by other agencies
Value Research
4
Crisil
0
Morning Star
3
Tax Implications
Tax on gains as per your income tax bracket
DSP Mutual Fund Manager
KN
Kaivalya Nadkarni
Fund Manager since May 2025
PR
Preethi R S
Fund Manager since Oct 2025
RS
Rohit Singhania
Fund Manager since Jan 2013
SG
Shantanu Godambe
Fund Manager since Jan 2025
Fund House Details
DSP Mutual Fund
Asset management company
AUM
₹2,33,296.27 Cr.
No. of Schemes
224
Setup Date
1996
Peer Comparison
Comparison with other similar funds
| Funds | 3 Y Returns | ARQ Rating |
|---|---|---|
| HDFC Balanced Advantage Fund | 13.8079% | 4 |
| Baroda BNP Paribas Balanced Advantage Fund | 13.4305% | 3 |
| ICICI Prudential Balanced Advantage Fund | 12.9029% | 5 |
Schemes by DSP Mutual Fund
List of mutual fund schemes by AMC
Funds
3 Years Returns
Debt . Gilt Fund with 10 year Constant duration
DSP 10Y G-Sec Fund Direct Plan IDCW Quarterly Payout6.8364%
Debt . Gilt Fund with 10 year Constant duration
DSP 10Y G-Sec Fund Direct Plan IDCW Monthly Payout6.6927%
Debt . Gilt Fund with 10 year Constant duration
DSP 10Y G-Sec Fund Direct Plan IDCW Monthly Reinvestment6.6927%
DSP Dynamic Asset Allocation Fund Direct-Growth, a product of the DSP Mutual Fund, is a Dynamic Asset Allocation mutual fund. Positioned as a Hybrid, Dynamic Asset Allocation fund, it uses the CRISIL Hybrid 50+50 - Moderate Index as its benchmark. Notably, the fund is designated as being of a Moderately High-Risk level.
A standout feature of this fund is its strategic response to evolving market conditions. Instead of a static investment strategy, it dynamically adjusts its equity and debt instrument ratios. When market surges lead to overvalued stocks, the fund wisely reduces its equity exposure, and conversely, during market slumps, it augments its equity investment. This strategic flexibility embodies the fundamental investment axiom: 'buy low, sell high'.
Investment Objective of the Scheme
The driving force behind the DSP Dynamic Asset Allocation Fund is its objective to yield capital appreciation. This is achieved by astutely managing asset allocation between equity and fixed-income securities. The fund's allocation strategy is dynamically influenced by the comparative valuations of the equity and debt markets, ensuring an optimal balance.
Key Features of The Fund
5-year return
9.5113%
Expense Ratio
1.13%
Fund Manager
Kaivalya Nadkarni
Fund Size
₹3749.13 Cr.
Risk Profile
Moderately High
Is This Scheme Right for Me?
If you've been eyeing the equity markets with interest, but aren't sure where to start, the DSP Dynamic Asset Allocation Fund Direct-Growth could be an excellent choice. It's especially fitting for those who appreciate the structure and believe that a logical, emotion-free asset allocation strategy might fare better than attempting to time the market. This fund can be ideal for individuals who value rules-based investing strategies that seek to maximise potential returns.
AMC Contact Details
| Name | DSP Mutual Fund |
| Launch Date | N/A |
| Address | N/A |
| Contact | N/A |
| N/A | |
| Website | N/A |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
Plan Your Dream, Achieve Your Goal
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FAQs
What is today's NAV of DSP Dynamic Asset Allocation Fund?
NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of DSP Dynamic Asset Allocation Fund on August 11, 2026, is ₹33.639
What is the AUM of DSP Dynamic Asset Allocation Fund?
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of DSP Dynamic Asset Allocation Fund, is ₹3749.13 crore.
What is the expense ratio of DSP Dynamic Asset Allocation Fund?
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of DSP Dynamic Asset Allocation Fund is 1.13%
What are the returns of DSP Dynamic Asset Allocation Fund since inception?
The DSP Dynamic Asset Allocation Fund was launched on January 17, 2014. The fund has delivered a CAGR of undefined since inception.
What is the minimum SIP amount to invest in DSP Dynamic Asset Allocation Fund?
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for DSP Dynamic Asset Allocation Fund is ₹100.
How do I invest in DSP Dynamic Asset Allocation Fund?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in DSP Dynamic Asset Allocation Fund?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in DSP Dynamic Asset Allocation Fund?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in DSP Dynamic Asset Allocation Fund?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.
ENTER AMOUNT
₹
₹4,332 in 3Y at 11.7316% returns
SIP Date1st of every month
Your next SIP Payment will be on 11 September 2026
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