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EQUITY•FLEXI CAP FUND

Bank of India Flexi Cap Fund

3 Year return

23.22%
NAV on December 29, 2025
38.36
1D Returns
-0.11%
Launched on June 2020(5 years)

Investment Details

₹1000
Minimum SIP Amount
₹5000
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
45.42%₹1,635
Total Value ₹5,235

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹2,252.24 Cr.
Expense Ratio
0.5% (inclusive of GST)
Exit Load
For redemption/ switch ou of initial units allotted within 3 months from the date of allotment: 1% Exit Load Any redemption/ switch out from the date of allotment of units after 3 months: Nil

Ratings

ARQ Rating
0

Ratings by other agencies

Value Research
0
Crisil
0
Morning Star
0

Tax Implications

Withdrawal within 1 year:
20% tax on gains
Withdrawal after 1 year:
12.5% tax on gains above ₹1.25 lakh per financial year

Bank of India Mutual Fund Manager

AS

Alok Singh

Fund Manager since Jun 2020

Fund House Details

Bank of India Mutual Fund

Bank of India Mutual Fund

Asset management company

AUM
₹13,428.5 Cr.
No. of Schemes
74
Setup Date
March 2008

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
HDFC Flexi Cap Fund22.3956%
4.5
Quant Flexi Cap Fund17.8171%
0
JM Flexicap Fund22.0562%
2.5

Schemes by Bank of India Mutual Fund

List of mutual fund schemes by AMC

About Bank of India Flexi Cap Fund Direct Plan-Growth

The Bank of India Flexi Cap Fund Direct Plan Growth is a flexi cap fund managed by the Bank of India Mutual Fund. Being a direct plan, the investors are not required to pay any commission. The Bank of India Flexi Cap Fund Direct Plan Growth is open-ended, which means that you can buy and sell units of the fund anytime. The fund has a lower expense ratio than the category average, which indicates that the investor has to pay less to run the fund expenses.

Investment Objectives of the Scheme

The Bank of India Flexi Cap Fund Direct Plan Growth aims to generate long-term capital appreciation with the help of investments in in equity and equity-related securities across various market capitalizations.

Key Features of The Fund

5-year return
22.8782%
Expense Ratio
0.5%
Fund Manager
Alok Singh
Fund Size
₹2252.24 Cr.
Risk Profile
Very High

Is This Scheme Right for Me?

The Bank of India Flexi Cap Fund Direct Plan Growth is suitable for investors who are looking to invest for at least 3-4 years and are willing to take the moderate risk for the potential of higher returns. The fund is not suitable for those investors, who have low risk potential as the fund comes with high volatility due to its investments. This indicates However, it is important to do your own research before investing in any mutual fund.

AMC Contact Details

NameBank of India Mutual Fund
Launch DateMarch 2008
AddressBank of India Investment Managers Private Limited, B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013.
Contact022-612490001800 - 266 - 2676 1800 - 103 – 226391-22-61249024
Emailservice@boimf.in
Websitehttps://www.boimf.in/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Explore Tax-Saving Investment Advantages With SIPs

You can deduct ₹1.5 lakh from your taxable income by investing in an Equity Linked Savings Scheme (ELSS) through SIP, as allowed by Section 80(C) of the Income Tax Act, 1961. With a SIP in ELSS, individuals whose income is in the highest tax bracket (30%) can save about ₹45,000 annually. Plan tax-efficient investments and estimate possible returns utilising systematic investment plan calculator.

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Bank of India Flexi Cap Fund on December 29, 2025, is ₹38.36
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Bank of India Flexi Cap Fund, is ₹2252.24 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Bank of India Flexi Cap Fund is 0.5%
The Bank of India Flexi Cap Fund was launched on June 10, 2020. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Bank of India Flexi Cap Fund is ₹1000.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹5,235 in 3Y at 23.2242% returns
SIP Date1st of every month

Your next SIP Payment will be on 29 January 2026

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