3 Year return

13.31%
Launched on January 2013 (11 years)

Investment Details

₹1000

Minimum SIP Amount

₹1000

Minimum one time investment

Fund has no lock-in period

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Risk Involved

scale

Your principal will be at

Moderately High Risk

Scheme Information

Asset Under Management

₹1859.15 Cr.

Expense Ratio

0.85% (inclusive of GST)

Exit Load

In respect of each purchase / switch-in of Units, ipto 15% of the units may be redeemed /swiched-out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: For redeemed / switched out of units on or before 1 year from the date of allotment: 2.00% of the applicable NAV. For redeemed / switched out of units after 1 year but on or before 2 years from the date of allotment: 1.00% of the applicable NAV. For redeemed / switched out of units after 2 years from the date of allotment: NIL

Ratings

ARQ Rating
4

Ratings by other agencies

5
2
4

Tax Implications

Withdrawal within 3 years

Tax based on your income tax bracket

Withdrawal after 3 years

20% tax after indexation (adjusting for inflation)

Fund Holdings

Holdings

Aditya Birla Sun Life Mutual Fund Managers

SC

Sunaina da Cunha

Fund Manager since Apr 2017

View Details

Fund House Details

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Mutual Fund Asset management company

AUM ₹332,579.31 Cr.
No. of Schemes 226
Setup Date NA

Peer Comparison

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Schemes by Aditya Birla Sun Life Mutual Fund

List of mutual fund schemes by AMC

About Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout

Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout is a debt fund from Aditya Birla Mutual Fund. The fund invests in a diversified portfolio of sovereign G-secs, SDLs, and PSU/corporate bonds to generate higher returns than conventional fixed-income investment options. Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout is a debt fund with an average Macaulay duration of the portfolio between 3-4 years. Hence, it exposes the fund’s corpus to relatively high interest rates and credit risks.

Investment Objectives of the Scheme

The investment objective of the fund is to generate regular income and capital appreciation by predominantly investing in a diversified portfolio of high-quality debt securities of medium-term maturity. The average holding period of the fund is 3-5 years.

Key Features of The Fund

5-year return 8.21%
Expense Ratio 0.85%
Fund Manager Sunaina da Cunha
Fund Size ₹1859.15 Cr
Risk Profile Moderately High

Is This Scheme Right for Me?

Investors looking for low-risk investments with medium-term capital appreciation might find the Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout an attractive investment option. Also, if you are looking to diversify your portfolio into debt securities, you may consider investing in the scheme. You must evaluate your individual risk tolerance level and overall financial plans before investing in the scheme.

AMC Contact Details

Name Aditya Birla Sun Life Mutual Fund
Launch Date September 1994
Addresss One India Bulls Centre, Tower-1, 17th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai, 400013
Contact 1-800-22-7000
Email care.mutualfunds@adityabirlacapital.com
Website https://mutualfund.adityabirlacapital.com/

Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

SIP or Lump Sum? We Can Help You Decide!

Simplify the decision-making process between SIP and lump sum investments using our user-friendly systematic investment plan calculator. Armed with accurate insights, effortlessly make informed decisions to maximise your returns. By optimising your investment strategy, you can effectively leverage your funds for optimal gains, setting the stage for financial success.

FAQs

What is today's NAV of Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout?

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout Jun 21 2024 is 16.4025

What is the AUM of Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout?

Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout is 1859.15 crore.

What is the expense ratio of Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout?

The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund’s returns. The expense ratio of Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout is 0.85%

What are the returns of Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout since inception?

The Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout was launched on Jan 01 2013. The fund has delivered a CAGR of 8.78 since inception.

What is the minimum SIP amount to invest in Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout?

A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout is 1000.

How do I invest in Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout?

  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.

How to start an SIP in Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout?

  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.

How do I automate an SIP in Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout?

  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.

How can I withdraw/redeem my investment in Aditya Birla Sun Life Medium Term Plan Direct IDCW Payout?

  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.