Poonawalla Fincorp Shares Surges Over 2% On Q4FY26 Profit Surge To ₹255 Crore

 Poonawalla Fincorp Limited reported a strong improvement in its financial performance for the quarter and financial year ended March 31, 2026, supported by higher interest income, growth in lending operations, and improved profitability.  

Q4FY26 Profit Surges Amid Strong Revenue Growth 

The company posted a consolidated net profit of ₹254.79 crore in the March 2026 quarter, compared to ₹62.33 crore in the corresponding quarter last year. 

Total income during the quarter rose to ₹2,120.39 crore from ₹1,173.31 crore a year earlier, reflecting strong expansion in the company’s lending business and fee-based income streams.  

Interest income remained the key earnings driver, increasing significantly to ₹1,893.59 crore during the quarter against ₹1,068.47 crore in the year-ago period reflecting a 77% growth. Fee and commission income also more than doubled year-on-year. 

FY26 Performance Turns Profitable 

For the full financial year FY26, the company reported a consolidated profit of ₹541.81 crore compared to a loss of ₹98.34 crore in FY25. 

Annual total income increased to ₹6,795.65 crore from ₹4,222.84 crore in the previous financial year.  

The improvement was supported by higher loan growth, expansion in operating scale, and improved business momentum across lending operations. 

Loan Book and Balance Sheet Expand Sharply 

Poonawalla Fincorp’s consolidated assets rose substantially to ₹60,271.56 crore as of March 31, 2026, compared to ₹34,944.66 crore a year earlier. 

The company’s loan book expanded sharply to ₹55,951.49 crore from ₹32,694.96 crore in FY25, indicating strong disbursement growth and portfolio expansion.  

Board Decides Against Dividend 

Despite the improved financial performance, the board decided not to declare any dividend for FY26. 

The company stated that profits would be retained to support future business growth and capital requirements.  

Company Completes Preferential Issue, Raises Capital 

During FY26, the company raised nearly ₹1,500 crore through a preferential allotment of equity shares to promoter entity Rising Sun Holdings Private Limited. 

Additionally, after the financial year-end, the company completed a Qualified Institutional Placement (QIP) worth ₹2,500 crore in April 2026 to further strengthen its capital position.  

Board Approves AGM And Auditor Appointment 

The board approved conducting the company’s 46th Annual General Meeting on July 24, 2026, through virtual mode. 

The company also approved the appointment of B. K. Khare & Co. as joint statutory auditors for a three-year term, subject to shareholder approval.  

Read More: Poonawalla Fincorp Shares in Focus: Announced Fundraising Plan of ₹2,500 Crore via QIP! 

Poonawalla Fincorp Share Price Performance 

As of 06 May 2026, at 10:08 AM, Poonawalla Fincorp share price is trading at ₹450.30 per share, reflecting a surge of 2.76% from the previous closing price 

Conclusion 

Poonawalla Fincorp delivered a sharp recovery in profitability during FY26, backed by strong loan growth, higher income generation, and continued balance sheet expansion, while also strengthening its capital base for future growth. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.