Bajaj Finance is approaching a significant milestone as its assets under management (AUM) are anticipated to surpass ₹5,00,000 crore in FY26.
This development strengthens its standing among India's large non-bank financial institutions and places its scale alongside that of mid-sized private sector banks.
As of September 30, 2025, Bajaj Finance reported an AUM of ₹4,62,000 crore. Guided by its growth strategy, the firm expects to cross ₹5,00,000 crore AUM by the end of FY26. This positions it closer to IndusInd Bank, which registered ₹5,27,000 crore in assets, and Kotak Mahindra Bank with ₹7,07,000 crore.
Bajaj Finance has already crossed the AUM of Yes Bank at ₹4,29,000 crore and IDBI Bank at ₹4,16,000 crore. While it remains behind the country’s largest banks like HDFC Bank (₹40,03,000 crore), ICICI Bank (₹21,36,000 crore) and Axis Bank (₹16,77,000 crore), the narrowing gap highlights its growing market presence.
According to the company’s investor presentation, Bajaj Finance is implementing AI-powered voice bots to disburse ₹3,500 crore in loans during FY26. Currently, it operates 9 live chatbot services, with plans to transition most customer interactions to AI.
This digital-first approach is expected to handle 16–18 crore app installations and 3.5–4.5 billion website visits annually. The firm also projects that digital platforms will contribute 30% to business and reduce workload by up to 90%.
Read More: Bajaj Finserv Plans to Enter Pension and Wealth Management in 2026!
Parallelly, parent entity Bajaj Finserv has outlined a consolidated strategy targeting ₹3,10,000–₹3,40,000 crore in total assets by FY30, up from ₹1,30,000 crore in FY25. It currently serves over 100 million customers and aims to reach more than 220 million.
This strategy marks a structural shift towards a model combining lending, insurance, wealth and asset management under a unified financial services platform.
As of December 10, 2025, at 9:18 AM, Bajaj Finance share price on NSE was trading at ₹1,012.00 down by 0.46% from the previous closing price.
Bajaj Finance’s projected AUM of over ₹5,00,000 crore in FY26 highlights the scale of its operations in relation to mid-sized private banks. Combined with a technology-driven approach and strategic customer growth, the company is expanding its financial services footprint significantly.
Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
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Published on: Dec 10, 2025, 11:14 AM IST
Team Angel One
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