EPFO 3.0 Rollout: Backed By TCS, Infosys And Wipro, What Will Change For Over 8 Crore PF Members

The Employees' Provident Fund Organisation (EPFO) will roll out EPFO 3.0 in 2025, introducing significant upgrades to digital services for over 8 crore PF members, as per news reports. This user-centric platform is being developed with support from Infosys, Wipro, and TCS and aims to provide faster, more transparent, and easier access to PF-related services across India.

What to Expect from EPFO 3.0

EPFO 3.0 will revolutionise the Provident Fund experience by integrating ATM and UPI-enabled cash withdrawals. Members will be able to instantly access PF funds using ATMs, provided they have linked their Aadhaar and activated their Universal Account Number (UAN). The UPI facility will offer quicker payouts, removing paperwork hassles and reducing wait times dramatically.

Improved Digital Services and Online Access

The upgrade will also allow members to initiate and update claims online using OTP verification without having to visit EPFO offices. A major convenience is the ability to track claim statuses in real-time, making the system more transparent and less dependent on physical visits.

Faster Death Claim Settlements and Family Support

For nominees, especially in the case of minors, EPFO 3.0 will simplify the settlement of claims. It will remove the requirement for a guardian certificate, ensuring that families receive financial support without procedural delays. This change represents one of the most user-friendly features of the updated platform.

Read More: How EPF Contribution from Age 25 Can Grow into a ₹1.6 Crore Retirement Corpus!

Mobile-First Platform for Seamless Access

Recognising India’s growing mobile-first user base, EPFO 3.0 is being designed for smartphones. Members will have 24/7 access to deposit records, claim details, and UAN-related updates through a responsive and intuitive interface, encouraging wider and more frequent usage.

Conclusion

EPFO 3.0 is set to transform Provident Fund services in India by reducing delays, increasing transparency, and bringing essential financial tools to users' fingertips. As the rollout nears, it promises a digital leap in employee benefits and subscriber convenience.

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