Digital gold has become increasingly accessible in India, with purchases via UPI growing significantly in 2025.
As Dhanteras 2025 approaches, understanding the buying process, associated risks, and storage options can help users make informed decisions without framing it as financial advice.
Purchases are typically made through mobile apps using UPI or net banking. Users can:
While digital gold provides convenience, several risks are notable:
Investors should treat digital gold as a tool for holding gold in digital form rather than a regulated investment product.
Read More: High Gold Prices: Government Approves Hallmarking for 9-Karat Gold for Budget Buyers.
Digital gold is backed by high-purity gold and reflects the prevailing market rates. Unlike physical gold, it does not include making charges.
It is stored in a digital form and offers high liquidity, allowing buying and selling 24/7. Investors can start with very small amounts, even as low as ₹1, and can choose between one-time purchases or systematic investment plans (SIPs).
When sold, the value is credited directly to the investor’s account, and there is also an option to convert digital holdings into physical gold. No separate storage costs are typically charged.
Read More: Dhanteras 2025: Date, Puja Timings, and Traditions.
Digital gold offers a convenient way to acquire gold in small amounts and track holdings digitally. However, users should be mindful of the lack of formal regulation, cybersecurity risks, and reliance on platform provided storage. Awareness of these aspects allows users to approach digital gold purchases with clarity and understanding, especially during occasions such as Dhanteras.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Published on: Oct 10, 2025, 12:23 PM IST
Neha Dubey
Neha Dubey is a Content Analyst with 3 years of experience in financial journalism, having written for a leading newswire agency and multiple newspapers. At Angel One, she creates daily content on finance and the economy. Neha holds a degree in Economics and a Master’s in Journalism.
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