Mutual Funds See 21% Rise in Unclaimed Amounts in FY25

The amount of unclaimed money lying with mutual funds grew sharply in the last financial year. As per SEBI’s Annual Report, the total unclaimed amount increased from ₹2,861.9 crore on March 31, 2024, to ₹3,452.1 crore by March 31, 2025. 

This is an addition of about ₹590.2 crore, reflecting a rise of 20.62% in one year.

Dividend Amounts Form Major Share

The largest portion of unclaimed money came from dividends. At the end of FY24, unclaimed dividends stood at ₹1,837.7 crore. By March 2025, this amount had gone up to ₹2,324.4 crore. This represents a jump of ₹486.7 crore, showing a growth rate of 26.48% within the year.

Increase in Redemption Amounts

Apart from dividends, unclaimed redemption proceeds also rose, though at a slower pace. Redemption amounts not claimed by investors moved from ₹1,024.2 crore in March 2024 to ₹1,127.7 crore in March 2025. The increase of ₹103.5 crore shows a year-on-year growth of 10.11%.

Why Amounts Remain Unclaimed

Unclaimed amounts generally arise due to investors failing to update their bank details, shifting addresses without notice to registrars, or overlooking small balances. These gaps in communication and tracking continue to add to the pool of idle investor money each year.

Year-on-Year Comparison

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Conclusion

Unclaimed money in mutual funds reached ₹3,452 crore in FY25, with dividends making up the majority of the increase. Both dividend and redemption amounts added to the overall rise.

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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund Investments are subject to market risks, read all the related documents carefully before investing.