How ₹15,000 Monthly SIP Grows Over 10, 15, 20, and 30 Years

Systematic Investment Plans (SIPs) spread investments over time. Here we calculate how a monthly SIP of ₹15,000 grows across different durations using a 12% return estimate using a SIP Calculator.

SIP Growth Over Time

10 Years

• Monthly Investment: ₹15,000
• Total Investment: ₹18,00,000
• Estimated Returns: ₹16,85,086
• Future Value: ₹34,85,086

15 Years

• Monthly Investment: ₹15,000
• Total Investment: ₹27,00,000
• Estimated Returns: ₹48,68,640
• Future Value: ₹75,68,640

20 Years

• Monthly Investment: ₹15,000
• Total Investment: ₹36,00,000
• Estimated Returns: ₹1,13,87,219
• Future Value: ₹1,49,87,219

30 Years

• Monthly Investment: ₹15,000
• Total Investment: ₹54,00,000
• Estimated Returns: ₹4,75,48,707
• Future Value: ₹5,29,48,707

Read More: Step-Up SIP Calculator: What Will a ₹5,000 Step-Up SIP Be Worth in 7 Years?

Key Takeaways

• Duration impact: Longer investment periods show higher growth due to compounding.
• Investment vs. returns: The invested amount rises steadily, but returns form the larger portion in the later years.
• Assumptions matter: The calculations assume a 12% annual return; actual performance can differ.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.