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Kotak Life Insurance Surpasses ₹1 Lakh Crore AUM, Marks 25 Years of Operations

Written by: Team Angel OneUpdated on: 25 Nov 2025, 4:58 pm IST
Kotak Life crosses ₹1 lakh crore in AUM with 19% CAGR growth, boasting over 5 crore lives covered and high claim settlement ratios.
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Kotak Mahindra Life Insurance Company has achieved a major milestone by crossing ₹1,00,000 crore in Assets Under Management (AUM). This accomplishment comes as the company celebrates 25 years of operations, underscoring customer trust and sustainable growth in the insurance segment. 

Kotak Life’s ₹1 Lakh Crore AUM Milestone 

On November 24, 2025, Kotak Life Insurance announced that it has surpassed ₹1,00,000 crore in AUM. This feat reflects a Compound Annual Growth Rate (CAGR) of 19% since March 2010. The growth has been powered by the insurer’s diversified offerings across protection, savings, unit-linked, and annuity products. Strong asset allocation strategies and effective risk management have also contributed to this expansion. 

Robust Performance and High Customer Retention 

The company’s conservation ratio stood at 86.26%, suggesting consistent policy renewals and strong policyholder commitment. Kotak Life has managed to extend insurance coverage to over 5 crore individuals, highlighting its wide market reach. Its claim settlement efficiency remains noteworthy with ratios of 98.6% for individual claims and 99.63% for group claims. 

Read More: Kotak Mahindra Bank Board Approves 1:5 Stock Split; Share Price in Focus 

Focus on Customer-Centric Growth 

As per the news reports, Mahesh Balasubramanian, Managing Director of Kotak Life, attributed this growth milestone to the commitment of employees, partners, and the trust of customers. The company remains focused on enhancing its product portfolio, improving digital processes, and addressing evolving customer needs to maintain sustainable momentum in the competitive insurance sector. 

Conclusion 

Kotak Life Insurance’s achievement of surpassing ₹1,00,000 crore in AUM during its 25th operational year reflects robust customer trust, consistent strategy, and a diversified product mix. The company's focus on retention and efficient claim settlement reinforces its standing in the industry. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing. 

Published on: Nov 25, 2025, 11:28 AM IST

Team Angel One

Team Angel One is a group of experienced financial writers that deliver insightful articles on the stock market, IPO, economy, personal finance, commodities and related categories.

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