International UPI Transactions Near Double in FY26, Cross 1 Million Mark

International transactions on India’s Unified Payments Interface (UPI) crossed the one-million mark in FY26 for the first time, as per news reports. Data available up to December 2025 shows 1,486,537 cross-border transactions during the year. 

The figure is nearly double the 755,445 transactions recorded in FY25. A year earlier, in FY24, overseas usage was far lower at 37,060 transactions. The increase over 3 financial years shows an expansion in international adoption. 

Value of Transactions 

The value of cross-border payments has also risen. In FY26, international UPI transactions amounted to ₹330.43 crore as of December. In FY25, the value stood at ₹258.53 crore. 

In comparison, FY24 had recorded transactions worth ₹19.7 crore. The rise in value mirrors the growth in volumes over the same period, with higher transaction activity reported each year. 

Countries and Merchant Base 

UPI is currently operational in 8 countries including Bhutan, France, Mauritius, Nepal, Qatar, Singapore, Sri Lanka and the United Arab Emirates. The system is also being introduced in markets such as Japan and Malaysia. 

The overseas rollout is managed by NPCI International, the international arm of the National Payments Corporation of India. More than 2 million international merchants have been onboarded to accept UPI payments. 

Read More: NPCI Rolls Out UPI One World Wallet Service for Foreign Visitors at India AI Impact Summit! 

Conclusion 

International UPI volumes exceeded 1 million transactions in FY26, with transaction value also higher than in previous years. The data shows continued growth in cross-border usage over the past 3 financial years. 

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