Aditya Birla Capital's Unit Receives RBI Nod for Online Payment Aggregator Operations

Aditya Birla Capital Limited (ABCL) has informed the exchanges that its subsidiary, Aditya Birla Capital Digital Limited (ABCDL), has received in-principle authorisation from the Reserve Bank of India. The approval, dated August 20, 2025, and received on August 26, permits the subsidiary to operate as an Online Payment Aggregator under the Payment and Settlement Systems Act, 2007.

Subsidiary Role

With the authorisation, ABCDL will be able to provide digital payment aggregation services. This includes enabling merchants and e-commerce platforms to accept and process payments online. The step adds to ABCL’s existing financial services operations and builds a base for its digital business activities.

Company Structure

ABCL is a non-banking financial company(NBFC) that manages the financial services business of the Aditya Birla Group. Its subsidiaries include Aditya Birla Housing Finance Limited, Aditya Birla Health Insurance, Aditya Birla Sun Life Insurance, Aditya Birla Insurance Brokers, and its Asset Management and Pension Management arms. Together, these subsidiaries cover lending, insurance, asset management, and advisory services.

Aditya Birla Capital Q1FY26 Earnings Results

For the first quarter of FY26, ABCL reported a consolidated net profit of ₹835 crore. This marked a 10% increase compared to the same period in the previous financial year. The company continues to maintain operations across lending, insurance, and investment segments, with digital initiatives adding to its portfolio.

Read more: Aditya Birla Capital Q1 FY26 Earnings Results: Net Profit Rises to ₹835 Crore!

Aditya Birla Capital Share Price Performance 

As of 09:45 AM on August 28, 2025, Aditya Birla Capital share price was trading at ₹277.55, a 1.23% decrease from the previous closing price.

Conclusion

The RBI’s in-principle approval provides Aditya Birla Capital Digital Limited the clearance to operate as an Online Payment Aggregator. This adds a new component to ABCL’s financial services portfolio under the regulatory framework.

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