Aditya Birla Capital Q1 FY26 Earnings Results: Net Profit Rises to ₹835 Crore

On August 4, 2025, shares of Aditya Birla Capital Ltd (ABCL) surged over 10% to an intraday high of ₹276.55 after the company reported robust Q1 FY26 earnings. Net profit rose 10% YoY to ₹835 crore, while total revenue increased 9.6% YoY to ₹9,502.6 crore.

Aditya Birla Capital Q1 FY26 Earnings: Lending Business Sees Solid Growth

ABCL's lending segment was a major contributor.

• Total lending book: ₹1.66 lakh crore, up 30% YoY
• NBFC disbursements: ₹15,851 crore, +18% YoY
• NBFC AUM: ₹1.31 lakh crore, +22% YoY
• PBT: ₹925 crore, up 11% YoY
• ROA: 2.25%, and gross Stage 2 & 3 assets fell to 3.7%

The housing finance arm also delivered impressive results:

• Disbursements surged 76% YoY to ₹5,404 crore
• AUM rose 70% YoY to ₹34,605 crore
• PBT grew 82% YoY to ₹154 crore
• Asset quality improved significantly to 1.34%

Insurance & Asset Management Drive Profits

• Life Insurance: Individual first-year premiums rose 23% to ₹795 crore; renewal premiums grew 18%
• Net VNB: ₹66 crore (+27% YoY); VNB margin improved to 7.5%
• Health Insurance: GWP rose 30% to ₹1,357 crore; SAHI market share rose 200 bps to 14.5%

Asset Management:

• AUM increased 14% to ₹4.03 lakh crore
• Operating profit up 21% to ₹254 crore
• SIP inflows reached ₹1,140 crore in June 2025

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Aditya Birla Capital Share Price

On August 4, 2025, Aditya Birla Capital share price (NSE: ABCAPITAL) closed at ₹279.80, marking an impressive gain of ₹28.35 or 11.27% for the day. The stock opened at ₹251.50 and surged to an intraday high of ₹280.95, reflecting strong investor enthusiasm following robust Q1 results. With a price-to-earnings (P/E) ratio of 22.25, the stock is trading near its 52-week high of ₹282.65, while the 52-week low remains at ₹149.01. Currently, the company does not offer a dividend yield.

Conclusion

Aditya Birla Capital posted a strong and broad-based Q1, led by robust growth in its lending, insurance, and AMC arms. With improving asset quality and profitability, the company is on a solid growth path. The stellar performance triggered a sharp 10% rally in its stock price, reflecting investor confidence in its financial strength.

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