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8th Pay Commission Calculator: Here’s What Govt Employees’ Salaries Could Look Like at 1.92 Fitment Factor

8th Pay Commission Calculator: Here’s What Govt Employees’ Salaries Could Look Like at 1.92 Fitment Factor

22 April 2025

With the buzz around the 8th Pay Commission gaining traction, much of the conversation has centered on the fitment factor — a critical multiplier that determines revised pay and pension for central government employees and retirees. As per emerging reports, the fitment factor could range between 1.92 and 2.86. A lower multiplier such as 1.92 …

Retirement Planning: How Much Should You Save at 50 to Retire by 60 in India?

Retirement Planning: How Much Should You Save at 50 to Retire by 60 in India?

22 April 2025

Turning 50 is a major milestone, not just in life, but in your financial journey. If you’re eyeing early retirement at 60, this can be the perfect time to assess your retirement readiness. The good news? You still have a decade to build and fine-tune your financial base. But how much money do you actually …

YES Bank Revises FD and Savings Account Interest Rates from April 21, 2025

YES Bank Revises FD and Savings Account Interest Rates from April 21, 2025

22 April 2025

YES Bank has revised its fixed deposit (FD) interest rates starting April 21, 2025. The bank has reduced its highest FD rate by 25 basis points (bps)—from 7.75% to 7.50%—for deposits below ₹3 crore. This is the second rate cut in recent weeks, following the RBI’s 25-bps cut in repo rate to 6%. The change …

GST on UPI Over ₹2,000? Here’s What You Need to Know

GST on UPI Over ₹2,000? Here’s What You Need to Know

17 April 2025

As per news reports, the Indian government is reportedly reviewing a proposal to impose Goods and Services Tax (GST) on Unified Payments Interface (UPI) transactions exceeding ₹2,000. As UPI has become an essential part of daily life, the potential tax has raised eyebrows across user segments, from individual users to small business owners.  Read More: …

Dubai Gold Rate: What Is the Price of 22K and 24K Gold in Dubai Today, April 22, 2025?

Dubai Gold Rate: What Is the Price of 22K and 24K Gold in Dubai Today, April 22, 2025?

22 April 2025

Gold prices in Dubai change daily, influenced by global market trends, geopolitical developments, and currency fluctuations. Whether you’re looking to invest, buy jewellery, or simply stay updated, tracking these price movements can help you make smarter financial decisions. Here’s a look at today’s (April 22) gold prices in Dubai.  Dubai Gold Rate Comparison: Today vs. Previous …

Did You Miss SGB Premature Exit Window: Check What You Should Know

Did You Miss SGB Premature Exit Window: Check What You Should Know

21 April 2025

Are you one of those Sovereign Gold Bond (SGB) investors who missed the latest premature exit window on April 16, 2025? Now, you are wondering what will happen to your investments. Don’t worry, you will not lose your investments. Read this to find what your options are now. April 16, 2025, marked the premature redemption …

ITR Filing 2025: A Step-by-Step Guide to Using the ‘e-Pay Tax’ Feature

ITR Filing 2025: A Step-by-Step Guide to Using the ‘e-Pay Tax’ Feature

21 April 2025

The ‘e-pay tax’ feature is designed to simplify your ITR filing process. It has been introduced by the Income Tax Department of India on its official e-filing portal. This will allow tax payers to clear their dues using multiple digital payment options. This includes NEFT/RTGS, net banking, and debit cards, among others. How to Use the e-Pay Tax Feature? …

From ₹10,000 SIP to ₹1.75 Lakh Monthly Post-Retirement: Understanding the Power of SWP

From ₹10,000 SIP to ₹1.75 Lakh Monthly Post-Retirement: Understanding the Power of SWP

20 April 2025

A Systematic Withdrawal Plan (SWP) is a feature offered by mutual funds that allows investors to withdraw a fixed amount of money at regular intervals from their existing investment. Unlike lump sum withdrawals, an SWP provides a steady stream of income, making it a popular choice for retirees who need consistent cash flows, similar to …

Income Tax Returns AY 2025-26: 5 Simple Tips for First-Time Taxpayers

Income Tax Returns AY 2025-26: 5 Simple Tips for First-Time Taxpayers

20 April 2025

Filing your Income Tax Return (ITR) for the first time? The online portal for Assessment Year (AY) 2025-26 is now open, and while the process may seem complicated at first, it can be easy if you know what to do. Here are five important things you should remember when filing your ITR for the first …

Paying Rent Above ₹50,000? Deduct TDS or Face Tax Trouble

Paying Rent Above ₹50,000? Deduct TDS or Face Tax Trouble

20 April 2025

If you’re paying house rent over ₹50,000 a month, the Income Tax Department now requires you to deduct TDS (Tax Deducted at Source) before paying your landlord. This is part of Section 194-IB of the Income Tax Act and helps the government keep track of rental income. What Does the Rule Say? As per Section …

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