Best Mutual Funds for Lumpsum Investment for June 2025 - SBI PSU, HDFC Infra Fund & More

Investing a large sum at once demands careful planning and strategy. Unlike SIPs, which spread investments over time, lump sum investments deploy the entire amount upfront. This method calls for precise timing and smart fund selection since market fluctuations can affect returns immediately. In this article, find the best mutual funds for lumpsum investments in June 2025 based on 3y CAGR and other parameters. 

Best Mutual Funds for Lumpsum Investments in June 2025 – 3Y CAGR Basis

Note: The best mutual fund for lumpsum investments listed here is as of May 30, 2025. The funds are sorted based on their 3y CAGR.

Overview of Mutual Funds for Lumpsum Investments in June 2025

1. Mirae Asset NYSE FANG+ETF FoF

Managed by Mirae Asset Mutual Fund, Mirae Asset NYSE FANG+ETF FoF was launched on May 10, 2021. It invests in the Mirae Asset NYSE FANG+ ETF, offering Indian investors access to a concentrated portfolio of ten high-growth U.S. technology and tech-enabled companies. The latest Net Asset Value (NAV) stands at ₹28.74 (as of May 29, 2025). The fund tracks the NYSE FANG+ Total Return Index and requires a minimum investment of ₹500.

2. Invesco India PSU Equity Fund 

Invesco India PSU Equity Fund was launched on November 18, 2009, by Invesco Mutual Fund. This fund also focuses on public sector enterprises across various sectors. The fund aims to benefit from potential reforms and growth in PSUs. As of May 29, 2025, its NAV stands at ₹64.5. It tracks the BSE PSU TRI and requires a minimum investment of ₹1,000.

3. SBI PSU Fund 

SBI PSU Fund is a thematic equity fund from SBI Mutual Fund and focuses on Public Sector Undertakings (PSUs). Launched on July 7, 2010, it seeks long-term capital appreciation through investments in equity and equity-related instruments of PSU companies. The fund’s benchmark is the BSE PSU TRI. Its latest NAV is ₹31.935 (as of May 29, 2025), and the minimum investment is ₹5,000.

4. HDFC Infrastructure Fund

HDFC Infrastructure Fund is offered by HDFC Mutual Fund and was launched on January 1, 2013. The fund currently has a NAV of ₹52.38 as of May 29, 2025. It is benchmarked against the BSE India Infrastructure Total Return Index, reflecting its focus on the infrastructure sector. Investors can start with a minimum investment of ₹100.

5. Franklin India Opportunities Fund 

Offered by Franklin Templeton Mutual Fund, Franklin India Opportunities Fund was launched on February 21, 2000. The fund focuses on companies with unique or special situation opportunities, such as those undergoing structural changes, policy advantages, or industry shifts. As of May 29, 2025, the NAV is ₹245.78. It benchmarks itself against the NIFTY 500 TRI and accepts a minimum investment of ₹5,000.

Best Mutual Funds for Lumpsum Investments in June 2025 – 5Y CAGR Basis

Note: The best mutual fund for lumpsum investments listed here is as of May 30, 2025. The funds are sorted based on their 5y CAGR.

Best Mutual Funds for Lumpsum Investments in June 2025 – Absolute Returns 1Y Basis

Note: The best mutual fund for lumpsum investments listed here is as of May 30, 2025. The funds are sorted based on their Absolute Returns 1Y.

Also Read: Best Mutual Fund SIP Plan for June 2025: Motilal Oswal Midcap, Sundaram Mid-Cap and More!

Factors to Consider Before Making a Lumpsum Investment in Mutual Funds

• Investment Goal and Horizon: Align your investment with your financial goals and the time you have to achieve them. A longer investment horizon can help absorb market volatility and potentially yield better returns.
• Risk Appetite: Understand your own tolerance for risk before picking a fund.
• Fund Selection: Choose funds based on consistent long-term performance, 3-year and 5-year CAGR, fund manager expertise, asset quality, and reputation of the fund house.
• Tax Implications: Be aware of the taxation rules for different types of funds. Equity and debt mutual funds are taxed differently, and the holding period affects your tax liability.
• Liquidity Needs: Ensure you have enough liquid assets or emergency funds before committing a large amount in a lump sum. Avoid investing funds you might need in the near future.
• Emotional Discipline: Be prepared to withstand short-term market fluctuations. Avoid reacting emotionally to market volatility and stay focused on your long-term investment strategy.

Conclusion

Before investing in any mutual fund, it's essential to assess your investment objectives, financial goals, and risk appetite before choosing this route. A well-informed and disciplined approach can help you make the most of your investment and stay aligned with your long-term financial plans.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.