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DEBT•FLOATER FUND

UTI Floater Fund

3 Year return

7.42%
NAV on December 24, 2025
1611.4731
1D Returns
-0.24%
Launched on October 2018(7 years)

Investment Details

₹500
Minimum SIP Amount
₹500
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
12.31%₹443
Total Value ₹4,043

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹1,461.56 Cr.
Expense Ratio
0.39% (inclusive of GST)
Exit Load
Nil

Ratings

ARQ Rating
0.5

Ratings by other agencies

Value Research
3
Crisil
0
Morning Star
0

Tax Implications

Tax on gains as per your income tax bracket

UTI Mutual Fund Manager

PP

Pankaj Pathak

Fund Manager since Nov 2025

SA

Sudhir Agrawal

Fund Manager since May 2025

Fund House Details

UTI Mutual Fund

UTI Mutual Fund

Asset management company

AUM
₹3,79,175.93 Cr.
No. of Schemes
259
Setup Date
January 2003

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
ICICI Prudential Floating Interest Fund8.489%
4
Franklin India Floating Rate Fund8.5577%
1.5
HDFC Floating Rate Debt Fund8.1484%
4

Schemes by UTI Mutual Fund

List of mutual fund schemes by AMC

Funds
3 Years Returns
UTI Mutual Fund logo

Hybrid . Aggressive Hybrid Fund

UTI Aggressive Hybrid Fund Direct Plan Growth
18.4299%
UTI Mutual Fund logo

Hybrid . Aggressive Hybrid Fund

UTI Aggressive Hybrid Fund Direct Plan IDCW Payout
18.4308%
UTI Mutual Fund logo

Hybrid . Aggressive Hybrid Fund

UTI Aggressive Hybrid Fund Direct Plan IDCW Reinvestment
18.4308%
UTI Mutual Fund logo

Hybrid . Arbitrage Fund

UTI Arbitrage Fund Direct Plan Growth
7.6801%
UTI Mutual Fund logo

Hybrid . Arbitrage Fund

UTI Arbitrage Fund Direct Plan IDCW Payout
7.68%

About UTI Floater Fund Direct Plan Growth

UTI Floater Fund Direct Plan Growth is a mutual fund scheme offered by UTI Mutual Fund. This fund falls under the category of debt funds, specifically a floater fund. UTI Mutual Fund is a reputable asset management company known for its diverse range of investment solutions.

Investment Objectives of the Scheme

The primary objective of UTI Floater Fund Direct Plan Growth is to generate income for investors by predominantly investing in floating rate debt securities and money market instruments. These securities have variable interest rates that adjust periodically based on market conditions, which can help the fund potentially benefit from changing interest rate scenarios.

Key Features of The Fund

5-year return
6.0836%
Expense Ratio
0.39%
Fund Manager
Pankaj Pathak
Fund Size
₹1461.56 Cr.
Risk Profile
Moderately Low

Is This Scheme Right for Me?

UTI Floater Fund Direct Plan Growth is suitable for investors seeking a relatively stable income with the potential for better returns compared to traditional fixed deposits or other fixed-income instruments. This fund can be a good fit for individuals who are looking to diversify their investment portfolio, manage interest rate risks, and earn potentially higher yields than traditional fixed-income options. Keep in mind that while UTI Floater Fund Direct Plan Growth aims for stability and income, like all investments, it's important to assess your risk tolerance and financial goals before making an investment decision. Consulting with a financial advisor can help you determine if this fund aligns with your investment needs and objectives.

AMC Contact Details

NameUTI Mutual Fund
Launch DateJanuary 2003
AddressFirst Floor, Unit No. 2, Block ‘B’, JVPD Scheme, Gulmohar Cross Road No. 9, Andheri (West), Mumbai – 400049.
Contact1800 266 1230(+91) 022 6227 8000022 – 68990800
Emailservice@uti.co.in
Websitehttps://www.utimf.com/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Start Investing Early with SIPs

SIPs make mutual fund investing accessible. With a small, fixed amount, you can begin your investment journey and benefit from the power of compounding over time. Use Angel One's SIP calculator to determine a comfortable investment amount to reach your financial goals.

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of UTI Floater Fund on December 24, 2025, is ₹1611.4731
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of UTI Floater Fund, is ₹1461.56 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of UTI Floater Fund is 0.39%
The UTI Floater Fund was launched on October 12, 2018. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for UTI Floater Fund is ₹500.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,043 in 3Y at 7.4225% returns
SIP Date1st of every month

Your next SIP Payment will be on 25 January 2026

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