SOLUTION ORIENTED•RETIREMENT FUND
SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout
3 Year return
7.33%
NAV on August 15, 2026
15.1122
1D Returns
-0.01%
Launched on January 2021(5 years)
Investment Details
₹500
Minimum SIP Amount
₹5000
Minimum one time investment
Lock-in period: 5.0000 years
Calculate Returns
Based on past performance of this fund
₹
Your Investment₹3,600
Gain
12.17%₹438
Total Value ₹4,038
Risk Involved
Your principal will be at
Very High Risk
Scheme Information
Asset Under Management
₹141.06 Cr.
Expense Ratio
1.43% (inclusive of GST)
Exit Load
Nil
Ratings
0
Ratings by other agencies
Value Research
0
Crisil
0
Morning Star
0
Tax Implications
Tax on gains as per your income tax bracket
SBI Mutual Fund Manager
AB
Ardhendu Bhattacharya
Fund Manager since Jul 2021
PK
Pradeep Kesavan
Fund Manager since Dec 2023
RS
Rohit Shimpi
Fund Manager since Oct 2021
Fund House Details
SBI Mutual Fund
Asset management company
AUM
₹12,81,380.68 Cr.
No. of Schemes
276
Setup Date
June 1987
Peer Comparison
Comparison with other similar funds
| Funds | 3 Y Returns | ARQ Rating |
|---|---|---|
| HDFC Retirement Savings Fund Equity | 11.1213% | 5 |
| Aditya Birla Sun Life Retirement Fund The 30S Plan | 17.5543% | 0.5 |
| SBI Retirement Benefit Fund Aggressive | 10.8399% | 0 |
Schemes by SBI Mutual Fund
List of mutual fund schemes by AMC
Funds
3 Years Returns
The SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout is a hybrid debt mutual fund by SBI Mutual Fund that aims to generate income for investors by investing in a mix of debt and equity securities. The fund has a conservative investment objective and is suitable for investors who are looking for a steady stream of income in retirement.
The SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout is an open ended fund. This means that new units can be bought and sold on a daily basis. The expense ratio of the fund is lower than the category average.
Investment Objectives of the Scheme
The investment objective of the SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout is to generate income by investing in a mix of debt and equity securities. The fund will invest the majority of its assets in debt securities, with the remaining being invested in equity securities. The fund's debt investments will be primarily in government securities and high-quality corporate bonds. Its equity investments will be in large-cap and mid-cap stocks with a good track record of paying dividends.
Key Features of The Fund
5-year return
7.4534%
Expense Ratio
1.43%
Fund Manager
Ardhendu Bhattacharya
Fund Size
₹141.06 Cr.
Risk Profile
Moderately High
Is This Scheme Right for Me?
The SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout is suitable for investors who are looking for a steady stream of income in retirement. The fund's conservative investment objective and mix of debt and equity securities make it a good option for investors who want to reduce their risk in the stock market. However, talk to your financial advisor and do your own research before making a decision.
AMC Contact Details
| Name | SBI Mutual Fund |
| Launch Date | June 1987 |
| Address | 9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Mumbai, Maharashtra, India - 400 051 |
| Contact | 1800 209 33331800 425 5425 |
| customer.delight@sbimf.com | |
| Website | https://www.sbimf.com/ |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
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FAQs
What is today's NAV of SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout?
NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout on August 15, 2026, is ₹15.1122
What is the AUM of SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout?
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout, is ₹141.06 crore.
What is the expense ratio of SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout?
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout is 1.43%
What are the returns of SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout since inception?
The SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout was launched on January 20, 2021. The fund has delivered a CAGR of undefined since inception.
What is the minimum SIP amount to invest in SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout?
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout is ₹500.
How do I invest in SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in SBI Retirement Benefit Fund Conservative Plan Direct Plan IDCW Payout?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.
ENTER AMOUNT
₹
₹4,038 in 3Y at 7.3343% returns
SIP Date1st of every month
Your next SIP Payment will be on 15 September 2026
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