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SOLUTION ORIENTED•RETIREMENT FUND

SBI Retirement Benefit Fund Conservative

3 Year return

8.59%
NAV on December 19, 2025
14.699
1D Returns
0%
Launched on January 2021(4 years)

Investment Details

₹500
Minimum SIP Amount
₹5000
Minimum one time investment
Lock-in period: 5.0000 years

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
14.42%₹519
Total Value ₹4,119

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹174.57 Cr.
Expense Ratio
0.91% (inclusive of GST)
Exit Load
Nil

Ratings

ARQ Rating
0

Ratings by other agencies

Value Research
0
Crisil
0
Morning Star
0

Tax Implications

Tax on gains as per your income tax bracket

SBI Mutual Fund Manager

AB

Ardhendu Bhattacharya

Fund Manager since Jul 2021

PK

Pradeep Kesavan

Fund Manager since Dec 2023

RS

Rohit Shimpi

Fund Manager since Jan 2022

Fund House Details

SBI Mutual Fund

SBI Mutual Fund

Asset management company

AUM
₹12,07,585.39 Cr.
No. of Schemes
252
Setup Date
June 1987

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
HDFC Retirement Savings Fund Equity18.4766%
5
Nippon India Retirement Fund Wealth Creation Scheme16.9695%
3.5
HDFC Retirement Savings Fund Hybrid Equity15.278%
5

Schemes by SBI Mutual Fund

List of mutual fund schemes by AMC

About SBI Retirement Benefit Fund Conservative Plan Direct Plan Growth

The SBI Retirement Benefit Fund Conservative Plan Direct Plan Growth is a fund by SBI Mutual Fund. It falls under the solution oriented funds category. SBI Retirement Benefit Fund Conservative Plan Direct Plan Growth invests in asset classes that offer retirement saving solutions. It is an open-ended fund, which means an investor can invest at any time. The expense ratio of SBI Retirement Benefit Fund Conservative Plan Direct Plan Growth is average.

Investment Objective of the Scheme

SBI Retirement Benefit Fund Conservative Plan Direct Plan Growth aims to generate capital appreciation by investing for the long term to help with retirement savings.

Key Features of The Fund

5-year return
0%
Expense Ratio
0.91%
Fund Manager
Ardhendu Bhattacharya
Fund Size
₹174.57 Cr.
Risk Profile
Moderately High

Is This Scheme Right for Me?

The SBI Retirement Benefit Fund Conservative Plan Direct Plan Growth is a growth fund that aims to offer solutions for retirement savings. As the name suggests, it is suitable for investors who are planning to invest for retirement. If retirement savings is your investment objective and can take a moderate risk, you can understand the fund thoroughly and make a decision.

AMC Contact Details

NameSBI Mutual Fund
Launch DateJune 1987
Address9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Mumbai, Maharashtra, India - 400 051
Contact1800 209 33331800 425 5425
Emailcustomer.delight@sbimf.com
Websitehttps://www.sbimf.com/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

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FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of SBI Retirement Benefit Fund Conservative on December 19, 2025, is ₹14.699
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of SBI Retirement Benefit Fund Conservative, is ₹174.57 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of SBI Retirement Benefit Fund Conservative is 0.91%
The SBI Retirement Benefit Fund Conservative was launched on January 20, 2021. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for SBI Retirement Benefit Fund Conservative is ₹500.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,119 in 3Y at 8.5928% returns
SIP Date1st of every month

Your next SIP Payment will be on 20 January 2026

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